Bank net business processing method based on traditional terminal transaction form

Abstract

Said method designs the traditional terminal as new type terminal capable of connected with internet, setting network bank server in bank headquarter, after said new type terminal connected to internet, capable of execution of tradition bank card deal and network bank service adjoined deal method, Said new type terminal configured with CPU chip and embedded type board card, mobile intelligent unlocking key, liquid crystal display, banker's card slot, keyboard and modem; wherein modem for accessing internet or by ADSL dialing, embedded type board card controlling scheduling peripheral and executing scheduled software, keyboard card slot and liquid crystal display receiving input output result.

Description

technical field [0001] The invention relates to a novel bank terminal transaction method, belonging to the technical field of banking business, in particular to a method for processing online banking business based on traditional terminal equipment (such as bank POS terminals, bank ATM terminals, etc.) using traditional transaction forms. It is a new bank terminal transaction method combining traditional terminal business and online banking business. Background technique [0002] At present, major banks are constantly expanding their banking business types and business scope, from mature savings business, corporate business, international business, deposit and loan business, credit card business, offshore banking business, etc., to the recent promotion of very successful bank card business, As well as the rapidly rising online banking business and emerging mobile banking business. Efforts to expand user groups and improve economic benefits have always been the ultimate goal...

AI Technical Summary

Problems solved by technology

In both cases, a lot of cost has been invested, and part of this cost will inevitably be passed on to merchants and consumers

[0008] Second, the FSK transmission technology limits the data transmission speed of traditional terminal equipment to no more than 300 bytes per second, which directly causes the equipment to be unable to quickly process large amounts of transaction information

This is obviously not good for increasingly complex and diverse business requirements

[0009] Third, the use of symmetric encryption algorithms will not be able to realize the digital signature function, and it is doomed that traditional terminal transactions do not have transaction resistance.

This requirement is relatively unsuitable for the vast majority of consumers

Images