The invention discloses a financial
management system and a financial management method, and relates to the field of financial management. The financial
management system comprises a financial management computer and a plurality of mobile terminals. Family financial management APP (application) comprises an information correlation module, a financial planning module, a revenue management module, an expenditure management module, an investment management module, a financial warning module and a safety management module. The financial
management system and the financial management method have the advantages that
bank cards and names of family members are correlated with
mobile phone numbers, financial plans are drawn up, family revenue and expenditure and investment and finance are managed,financial warning signals can be provided according to financial plan information, revenue and expenditure information and investment information, and accordingly family finance can be comprehensivelyand reliably efficiently managed; furthermore, the financial management
system can be connected with interfaces of banks, accordingly, expenditures of the family members can be divided into direct expenditures, conditional expenditures and audit expenditure, and the family expenditure can be managed in a classified manner; the financial management
system can be connected with interfaces of insurance companies, accordingly, family investment conditions can be reliably analyzed and managed, and the investment information can be pushed.