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A portable bank card data processing device, system and method

A technology of a data processing device and a data processing system, applied in the field of portable bank card data processing devices, can solve problems such as bank card payment information security, and achieve the effects of solving unsafe factors, preventing interception and tampering, and ensuring security

Active Publication Date: 2014-10-15
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention provides a portable bank card data processing device, system and method to solve the bank card payment information security problem of remote payment

Method used

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  • A portable bank card data processing device, system and method
  • A portable bank card data processing device, system and method
  • A portable bank card data processing device, system and method

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Embodiment Construction

[0020] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0021] Such as figure 1 As shown, the portable smart IC card data processing device of the present embodiment comprises: central processing unit 101, and contact type IC card reader-writer 102, is connected with central processing unit 101, is used for reading the data of the inserted IC card Or write; The radio frequency IC card reader 103 is connected with the central processing unit 101, and is used to read or write the data of the IC card in a non-contact ...

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Abstract

The invention discloses a portable bank card data processing device, system and method. The portable bank card data processing device comprises a centre processor, a touch IC (Integrated Circuit) card reader-writer which is used for reading and writing data of the inserted IC card, a radio frequency IC card reader-writer which is used for reading and writing the data of the IC card by a manner of non-touching, an IC card safety chip which is used for certifying the data of the IC card read by the touch IC card reader-writer or certifying the data of the IC card read by the radio frequency IC card reader-writer, a storage device which is used for storing the operation system, application programs and IC card transaction information, a communication encryption chip which is used for encrypting the output data and decrypting the input data, a communication model which is used for transmitting the encrypted output data of the communication encryption chip and transmitting the received input data coming from outer part to the communication encryption chip, a keyboard which is used for providing an input interface of the IC card transaction information, a displayer which is used for displaying the IC card transaction information, and a cell. The invention solves the payment information safety problem of bank cards which are applied to remote payment.

Description

technical field [0001] The invention relates to the technical field of Internet-based bank card payment information security, in particular to a portable bank card data processing device, system and method. Background technique [0002] With the development of the Internet industry and the popularity of PCs, online shopping has become more and more common, and there are more and more remote payments made on the Internet using bank cards. [0003] The current online payment is generally realized through remote payment. The emergence of new remote payment methods such as online banking, third-party payment platforms and mobile payment has made online payment more and more convenient. However, these remote payment methods are all based on the public network environment and open platforms. Due to the many unstable factors in the public network environment itself, Trojan horse viruses, phishing software, etc. may intercept the cardholder's bank card. Information, bring economic ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F7/10
Inventor 吴延生钱斌吴绵顺吴蕃史大鹏滕丽燕周新衡
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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