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Smart wallet and payment method

A wallet and smart technology, applied in the field of smart wallets, to achieve the effect of eliminating unsafe hidden dangers

Inactive Publication Date: 2015-08-05
SHENZHEN TAOTAOGU INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, if your bank card is read by someone else's card reader, there is always a security risk

Method used

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  • Smart wallet and payment method
  • Smart wallet and payment method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 3

[0028] Example 3 as Figure 4 As shown, in this embodiment, the card reading information output interface is a Bluetooth wireless communication module, and the smart terminal adopts a Bluetooth mobile phone, which is connected to the card reading module in the wallet through Bluetooth wireless communication. The consumption flow of this embodiment is as follows Figure 5 Shown:

[0029] Before swiping the card, the mobile phone is installed with a bank APP that utilizes the bank card for payment and an application program that realizes card reading control of the card reader module through the Bluetooth communication module.

[0030] When making payment by swiping a card, first, the mobile phone and the wallet are connected through Bluetooth code pairing. Of course, if a USB interface is used, directly use a USB cable to connect the USB interface of the mobile phone to the USB interface on the wallet.

[0031]Secondly, the mobile phone reads all bank card numbers in the smar...

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Abstract

The invention relates to a smart wallet and a payment method. The smart wallet includes a wallet body provided with card grids for insertion of bank cards, a circuit board and a card reading module are also arranged on the wallet body, the card reading module includes a control chip arranged on the circuit board and a card reading information output interface, and bank card interfaces arranged in the card grids, and the control chip is connected with the card reading information output interface and a bank card interface and reads information of a bank card through the card reading information output interface and outputs to an intelligent terminal. The payment method provides a method of using an intelligent terminal to read a bank card in the smart wallet, and adopts bank regulations to complete payment. According to the smart wallet provided by the invention, read-write of the bank card inserted in the wallet is realized by use of a special card reader arranged in the wallet, thereby ensuring that the card of a user is operated in the card reader of the user himself, and eliminating a hidden danger of being unsafe.

Description

technical field [0001] The invention relates to the field of smart wallets, in particular to a smart wallet that can directly output bank card signals in the wallet. Background technique [0002] In daily life, people often have several bank cards in their wallets, and when using consumption, take a bank card and put it into the merchant's collection system, such as the card reader device of the POS machine, and use bank payment Some rules complete the payment, which is convenient to use and is now a common consumer payment method, but if you put your own card into someone else's card reader to read it out, and enter the password from someone else's POS host and then pay, there will be There are many opportunities to put your own bank card account in a dangerous state. Therefore, acquiring institutions such as UnionPay and banks have set up many rules for user payment in order to ensure the safety of funds in the user's bank account. For example, the current bank card will u...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06K7/00A45C1/06
Inventor 熊强
Owner SHENZHEN TAOTAOGU INFORMATION TECH
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