Transaction routing recognition method and system

An identification method and identification system technology, applied in the field of secure payment, can solve problems such as inconvenient operation, inability to switch, and poor user experience, and achieve the effects of powerful functions, improved convenience, and enhanced user experience

Inactive Publication Date: 2017-04-19
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, the above operation is inconvenient, the user experience is poor, and it cannot be switched in the shutdown state

Method used

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  • Transaction routing recognition method and system
  • Transaction routing recognition method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0056] figure 1 It is a method flowchart of a preferred embodiment of the transaction routing identification method of the present invention.

[0057] According to different needs, the execution sequence in the flowchart shown in the figure can be changed, and some can be omitted.

[0058] The transaction route identification method of the present invention can be applied to a terminal device. The terminal device may be, but is not limited to, for example, a personal computer, a smart phone, a tablet computer, and a smart wearable device that includes an NFC module.

[0059] NFC is the abbreviation of Near Field Communication, that is, short-range wireless communication technology. It is a non-contact identification and interconnection technology that can perform short-range wireless communication between mobile devices, consumer electronics, PCs, and smart control tools. NFC provides a simple, touch-sensitive solution that allows consumers to exchange information, access content an...

Embodiment 2

[0084] Such as figure 2 Shown is a schematic structural diagram of a preferred embodiment of the transaction routing identification system of the present invention.

[0085] The transaction route identification system 10 of the present invention may include a plurality of program segments composed of computer program codes, which may be installed in a terminal device and executed by the terminal device to realize transaction route identification.

[0086] In this embodiment, figure 2 The shown transaction routing identification system 10 can be divided into multiple functional modules according to the functions it performs. In this embodiment, the functional modules at least include: a detection module 100, a judgment module 101, a retrieval module 102, and a routing module 103.

[0087] The detection module 100 is used to detect the card simulation transaction signal of the NFC antenna.

[0088] In the embodiment of the present invention, the card simulation transaction signal may ...

Embodiment 3

[0103] Such as image 3 Shown is a schematic structural diagram of a terminal device that implements the transaction routing identification method of the present invention.

[0104] The terminal device 1000 of the present invention may be, but is not limited to, for example, a personal computer, a smart phone, a tablet computer, and a smart wearable device, including a watch, a bracelet, and glasses.

[0105] Such as image 3 As shown, the terminal device 1000 in the embodiment of the present invention includes an NFC chip 1, a first NFC antenna 20, a second NFC antenna 21, a first secure transaction unit 30, and a second secure transaction unit 31.

[0106] Wherein, the first NFC antenna 20 corresponds to the first secure transaction unit 30, and the second NFC antenna 21 corresponds to the second secure transaction unit 31.

[0107] In other preferred embodiments of the present invention, according to different requirements, the terminal device 1000 may also include more than two NFC...

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PUM

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Abstract

The invention provides a terminal device which comprises an NFC chip, at least two NFC antennas and at least two safe transaction units. Each NFC antenna is corresponding to a safe transaction unit. At least two NFC antennas are located at different locations on the terminal device respectively. Each safe transaction unit comprises a host system or a safe module, or safe modules in at least two SIM cards, or a host system or safe module in a common domain or safe domain. The terminal device stores a transaction routing relation table which is used for storing the correspondence between the ID of the NFC antennas and the card analog transaction routing destination. The invention further provides a transaction routing recognition method and system, wherein the method and system are realized by the terminal device. According to the invention, automatic NFC transaction routing recognition is realized.

Description

Technical field [0001] The present invention relates to the technical field of secure payment, in particular to an NFC-based transaction routing identification method and system. Background technique [0002] NFC (Near Field Communication) payment is a technology that has been continuously discussed in the technology circle in the past two years. Terminals with NFC function can simulate credit cards, debit cards, membership cards and other cards into the mobile phone through card simulation, just touch the POS machine lightly, "di", do not swipe the card in the card slot, do not lose Password, no need to sign. [0003] The NFC function currently has two ways to implement card emulation: one is hardware-based, called Virtual Card Mode; the other is software-based, called Host Card Mode. [0004] In the virtual card mode, a secure element (SE) needs to be provided. The SE provides safe storage of sensitive information and a safe execution environment for transaction transactions. T...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3278
Inventor 张子敬
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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