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Vehicle insurance data pushing method, system and device based on big data and storage medium

A data push and big data technology, applied in the field of big data, can solve the problem of low accuracy of auto insurance data, achieve the effect of high accuracy and improve the transaction rate

Active Publication Date: 2019-12-27
CHINA PING AN PROPERTY INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of this, the embodiment of the present invention provides a method, system, computer equipment, and computer-readable storage medium for pushing car insurance data based on big data, which are used to solve the existing method of pushing car insurance data to car owners using a variety of hybrid algorithms. Without considering the actual situation of the car owner, the car owner may be pushed to the car owner with car insurance data that the car owner is not interested in or does not need, which leads to the problem of low accuracy of car insurance data push

Method used

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  • Vehicle insurance data pushing method, system and device based on big data and storage medium
  • Vehicle insurance data pushing method, system and device based on big data and storage medium
  • Vehicle insurance data pushing method, system and device based on big data and storage medium

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Embodiment 1

[0069] see figure 1 , shows a flow chart of the steps of the method for pushing auto insurance data based on big data according to an embodiment of the present invention. It can be understood that the flowchart in this method embodiment is not used to limit the sequence of execution steps. The following is an exemplary description taking computer equipment as the execution subject, as follows:

[0070] Step S100, receiving the personal data of the target customer provided by the client.

[0071] Specifically, the personal data includes: gender, age, ID number, home address, occupation, income range and other data.

[0072] Step S102, sending a query request to at least one database according to the personal data, the query request is used to query the vehicle data of the associated vehicle of the target customer.

[0073] Step S104, receiving vehicle data returned by the at least one database.

[0074] Step S106: Perform data processing on the personal data and the vehicle...

Embodiment 2

[0129] read on Figure 6 , shows a schematic diagram of program modules of the big data-based auto insurance data push system of the present invention. In this embodiment, the big data-based auto insurance data push system 20 may include or be divided into one or more program modules, and one or more program modules are stored in a storage medium and executed by one or more processors. Execution, to complete the present invention, and can realize above-mentioned automobile insurance data pushing method based on big data. The program module referred to in the embodiment of the present invention refers to a series of computer program instruction segments capable of completing specific functions, which is more suitable than the program itself to describe the execution process of the big data-based auto insurance data push system 20 in the storage medium. The following description will specifically introduce the functions of each program module of the present embodiment:

[0130...

Embodiment 3

[0148] refer to Figure 7 , is a schematic diagram of the hardware architecture of the computer device according to Embodiment 3 of the present invention. In this embodiment, the computer device 2 is a device capable of automatically performing numerical calculation and / or information processing according to preset or stored instructions. The computer device 2 may be a rack server, a blade server, a tower server or a cabinet server (including an independent server, or a server cluster composed of multiple servers) and the like. Such as Figure 7 As shown, the computer device 2 at least includes, but is not limited to, a memory 21, a processor 22, a network interface 23, and a big data-based auto insurance data push system 20 that can communicate with each other through a system bus. in:

[0149]In this embodiment, the memory 21 includes at least one type of computer-readable storage medium, and the readable storage medium includes flash memory, hard disk, multimedia card, c...

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Abstract

The embodiment of the invention provides a vehicle insurance data pushing method based on big data. The method has the following steps: obtaining personal data and vehicle data of a target client; constructing target vehicle insurance business logic information corresponding to the target customer according to the personal data and the vehicle data; obtaining basic information label data, vehicleinformation label data and vehicle insurance information label data of the target client according to the personal data and the vehicle data; inputting the label data into a random forest model, and outputting a feature combination; inputting the feature combination into a prediction model, and outputting a prediction score value of each vehicle insurance category; selecting one or more target vehicle insurance categories from the plurality of vehicle insurance categories based on the target vehicle insurance business logic information and the predicted score value of each vehicle insurance category; and pushing the one or more target vehicle insurance to the client. The embodiment of the invention provides a vehicle insurance data pushing system and device based on big data and a storagemedium. The vehicle insurance data pushing accuracy of the embodiment of the invention is relatively high.

Description

technical field [0001] The embodiments of the present invention relate to the field of big data, and in particular to a method, system, computer equipment, and computer-readable storage medium for pushing auto insurance data based on big data. Background technique [0002] With the improvement of insurance awareness, more and more car owners will insure the motor vehicle and purchase auto insurance after purchasing a motor vehicle to protect the legitimate rights and interests of victims in vehicle accidents. [0003] At present, auto insurance sales companies mostly use recommendation algorithms such as collaborative filtering algorithms, content-based algorithms, model-based algorithms, and hybrid algorithms to recommend one or more types of auto insurance to car owners. However, for car owners, the above-mentioned auto insurance data push method does not make relevant recommendations based on the actual situation of the car owner. Often, the auto insurance information rec...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06Q40/08G06K9/62
CPCG06Q30/0271G06Q40/08G06F18/24323
Inventor 许强
Owner CHINA PING AN PROPERTY INSURANCE CO LTD
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