Methods and apparatus for dynamic user authentication using customizable context-dependent interaction across multiple verification objects
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[0027] The following description will illustrate the invention using an exemplary client-server system architecture. It should be understood, however, that the invention is not limited to use with any particular system architecture. The invention is instead more generally applicable to any system architecture in which it is desirable to provide an authentication framework that provides a high degree of flexibility, accuracy, convenience and / or robustness. That is, the techniques of the present invention may be implemented on a single computer system or on multiple computer systems coupled by a suitable network, examples of which will be described below.
[0028] As will be illustratively explained in detail herein, the present invention provides a new programming model that allows fill customization of the authentication process to address a wide variety of user-specific, transaction-specific, application-specific constraints and other related requirements, including multiple verifica...
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