Big data fusion credit investigation platform

Abstract

The invention discloses a big data fusion credit investigation platform. The big data fusion credit investigation platform includes a data storage layer, a logical resource layer, a supporting layer, an application layer and a security layer; the data storage layer is the physical carrier of credit information data; the logical resource layer supports the organization and storage of various data types; the supporting layer provides the resource management and data exchange function of the platform and provides data service support for a service layer; the application layer realizes the credit query of individuals and enterprises, government supervision and complaint right protection of consumers; and the security layer provides data encryption, data permission, function permission, authentication service and data security service guarantees. With the platform of the invention adopted, an enterprise supervision information distribution port is provided, so that scattered supervision information scattered in different regions, different departments, in different document formats and different categories and inconvenient to query are converged in associated enterprise credit files in the platform, so that the scattered supervision information can be an important part of the enterprise credit files, so that the public can query and consult the enterprise credit files for free.

Description

technical field [0001] The invention relates to the technical field of data analysis for credit information services, in particular to a big data fusion credit investigation platform. Background technique [0002] The origin of the credit reporting system is to serve the credit market, and its main participants include credit reporting agencies, financial institutions, enterprises, individuals and governments. With the development of the times, especially the extensional function of providing services for commodity transactions and labor markets has been further strengthened and expanded, which is inevitable for the development of a market economy. In the context of increasingly significant credit risks in market transactions, the social credit system has become an important aspect affecting a country's economic development. [0003] At present, there are three main models of the credit reporting system: the first is the government-led model, also known as the public model ...

AI Technical Summary

Problems solved by technology

Although banks still have certain conditions to carry out data credit investigation, they are useless and lose this ability over time.

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