Payment settlement method and system for bus riding

Abstract

The invention provides a simple-to-use low-cost payment settlement method and system for bus riding. The system consists of a scanning sticker, a bus driver end APP, a passenger end APP and a cloud calculation service end. ''Riding'' can be finished without any card reading hardware device but only by scanning the ''scanning sticker'' adhered on a bus through the APP of a passenger mobile phone end by use of technology of mobile Internet, two-dimensional codes, NFC (near-field wireless communication technology), GPS positioning and big data analysis, wherein the ''scanning sticker'' consists of a two-dimensional code and an NFC chip, has the total thickness of less than 0.1mm and costs less than 1 yuan RMB. The getting-off function is finished through the APP of the passenger mobile phone end, so the whole riding and automatic payment processes can be finished. Thus, the bus riding processes are quite highly efficient, intelligent and passenger-friendly. Card hardware devices are not required, so compared with the current riding system, the implementation and operation cost is greatly reduced.

Description

technical field [0001] The present invention relates to a method and system for taking, paying, and settling when traveling by bus, and in particular to a method and system that uses mobile internet, two-dimensional code, NFC (near field wireless communication technology), GPS positioning, and big data analysis technology to realize high-efficiency , Convenient and accurate method and system for ride, payment and settlement. Background technique [0002] With the development of information technology, the forms of bus riding, payment and settlement are also constantly developing, from the original manual ticket sales and automatic coin insertion to "bus card", "mobile phone scanning code third-party payment" and other forms. Taking Beijing as an example, the Beijing municipal transportation card (hereinafter referred to as the card) was officially launched in May 2006 and has been in use until now. All-in-one card is an integrated circuit card, which uses a non-contact smar...

AI Technical Summary

Problems solved by technology

[0004] 2. The degree of informatization lags behind

In recent years, with the rapid development of information technology, especially in the era of the Internet of Things and big data, the technical backwardness of the "one card" system serving the public has become prominent, such as the card reader is in an offline working state , Passengers cannot share data, data does not have a real-name system, and the value of data cannot be reflected, etc.

[0005] 3. Lost card problem

Since the one-card system does not implement the real-name system, the balance and deposit in the account cannot be retrieved after the card is lost, causing certain economic losses to consumers

[0006] 4. Card refund

According to statistics, more than 40 million cards have been issued in Beijing, and there are only 69 outlets in the city that can handle card refunds. There are only 11 outlets for refunds of bad cards, and the balance in the card needs to wait 7 working days before returning to the outlet to collect it again. Inconvenience; if the card is damaged due to extrusion, wear, or bending, and the data cannot be read, the deposit of 20 yuan will also be deducted when the card is returned, causing certain economic losses to consumers.

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