RFID mobile phone card-brushing transaction system

Abstract

The invention relates to a RFID handset card reading transaction system, the inside of which is provided with a user handset of the RFID chip, RFID POS machines at each consumptive power consumptive place and a bank background system connected thereof, wherein the user's bank card number is recorded on the RFID chip of the user's handset, and the RFID POS machines read the card number information on the RFID chip of the user's handset through the radio frequency signal, then transmit to the bank background system for processing, data transmission, and executing the related transaction operation. The handset card reading transaction system makes the daily 'card reading' consumption process more convenient and fast, safer, and accelerates the formation and deepening of the 'card reading' consumption conception, meanwhile greatly saves the making and maintaining cost of the bank card, saves the manpower and operating cost.

Description

technical field [0001] The invention relates to an RFID mobile phone card swiping transaction system. Background technique [0002] According to data from the central bank, the number of bank cards in my country has exceeded 1.1 billion, including 50 million credit cards. Although my country's bank card industry has achieved considerable development, the number of cards issued is increasing day by day, and the proportion of card consumption is also increasing, but the unavoidable problem is that compared with the huge number of cards issued, the current "live card rate" of bank cards It is still very low, and a considerable number of bank cards are in a "sleep" state, causing a huge waste of social and financial capital. Each card has a production cost, as well as related data processing and information maintenance, which increases the manpower and operating costs of the bank and places a heavy burden on the bank. [0003] At present, some banks have realized the importance...

AI Technical Summary

Problems solved by technology

Although my country's bank card industry has achieved considerable development, the number of cards issued is increasing day by day, and the proportion of card consumption is also increasing, but the unavoidable problem is that compared with the huge number of cards issued, the current "live card rate" of bank cards Still very low, a considerable number of bank cards are in a "sleep" state, resulting in a huge waste of social and financial capital

Each card has production costs, as well as related data processing and information maintenance, which increases the bank's manpower and operating costs, and puts a heavy burden on the bank

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