Payment transaction application system and method

Abstract

The invention provides a payment transaction application system and method. The system comprises an access module, a public control module, a business processing module and a basic service module. The access module is used for accessing a plurality of different channels and acquiring transaction request data provided by each channel; the public control module is connected with the access module and is used for analyzing according to the transaction request data to obtain a plurality of corresponding business processing requirements and a processing time sequence of each business processing requirement; the basic service module is used for dividing a plurality of micro-services according to business functions and classifying the divided micro-services according to corresponding function categories; and the business processing module is connected with the common control module and the basic service module, and is used for calling the corresponding micro-service in the basic service module according to the function category corresponding to each business processing demand, carrying out the assembly of the micro-service to generate business processing logic, and processing the transaction request data according to the business processing logic and the processing time sequence to generate a transaction processing result.

Description

technical field [0001] The invention relates to the field of data processing, and can be applied to the financial field and other fields, in particular to a payment transaction application method and system. Background technique [0002] As a financial infrastructure, the payment system plays an important role in the national economy and the people's livelihood. With safe and stable operation as the first requirement, it is generally constructed with a relatively closed IOE product system. In recent years, with the rapid development of Internet finance and financial technology, the payment system adopts the traditional centralized architecture and single application architecture mode, which is difficult to cope with the rapid changes in the external market and the rapid response requirements of diversified business needs. [0003] With the gradual evolution and development of the payment system, please refer to Figure 8 As shown, the existing architecture and application de...

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Problems solved by technology

[0004] 1) The number of internal subsystems and the complexity of functions have increased significantly. The flow of personnel has prevented newcomers from clearly understanding the details of each function of the system and business processes. Small function changes may cause other unknown risks

[0005] 2) The system runs on mainframes and minicomputers, with low degree of autonomous control, high cost of capacity expansion and high complexity of system integration and deployment, unable to quickly respond to elastic scaling requirements under high business capacity

[0006] 3) There are a lot of repetitive code logic among different subsystems, insufficient refinement of public services and components, low reusability, heavy development and testing workload, lack of efficiency and innovation

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