Authentication method and authentication system among mobile devices

Abstract

The invention relates to an authentication method and an authentication system among mobile devices. The authentication method includes that after selecting an initiator account number, an initiating device obtains a first authentication token for mobile payment, identity authentication and ticket verification through an encryption method and sends the first authentication token to a receiving device; after selecting a receiver account number, the receiving device encrypts to generate a second authentication token on the basis of the first authentication token and forwards the second authentication token to a credible bank service manager server; the credible bank service manager server is communicated with a corresponding primary account number manager server or a secondary account number manager server according to content of the second authentication token to obtain a fed back authentication request verification result, generates a second authentication token verification result and forwards the second authentication token verification result to the initiating device, the receiving device and the primary account number manager server or the secondary account number manager server corresponding to the receiver account number. Compared with the prior art, the authentication method and the authentication system have the advantages that mobile authentication safety is enhanced, mobile authentication compatibility is increased, user experience is improved and the like.

Description

technical field [0001] The invention relates to an authentication method and system, in particular to an authentication method and an authentication system between mobile devices. Background technique [0002] In recent years, contact and non-contact short-range communication have developed very rapidly, among which contact IC is mainly used for mobile payment, identity authentication, etc.; non-contact short-range communication is mainly based on NFC, which is used for Mobile payment, identity authentication and data transmission, etc. [0003] Contact IC is divided into CPU type, logic encrypted storage type and storage type, among which CPU type has microprocessor CPU, storage unit (including random access memory RAM, program memory ROM, user data memory EEPROM) and chip operating system COS . The CPU IC card equipped with COS is equivalent to a microcomputer, which not only has the function of data storage, but also has the functions of command processing and data secu...

AI Technical Summary

Problems solved by technology

[0006] 1) There is no unified method and system, and each account management party is mainly based on self-defined standards, which leads to the inconvenience that users need to carry multiple bank cards, membership cards and stored value cards when traveling

[0007] 2) With the increasing number of crimes such as forging identities and stealing bank card account information, the security risks of existing authentication methods are gradually exposed, especially the leakage of bank account-related information, which has brought great harm to users' personal sensitive information. Security Risk

[0008] 3) If mobile devices such as NFC mobile phones are used for authentication, authentication requests other than electronic cash need to be initiated online by the device, which will be greatly affected by the network environment, and verification of coupons such as vouchers still needs to be done manually processing, completely unable to meet the needs of users for compatibility and convenience

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