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7 results about "Reduced risk" patented technology

Reduce your portfolio's risk level by allocating assets widely. The first key to lowering risk is to allocate your money between different investment classes. Your portfolio should include stocks, bonds, cash equivalents, and possibly other investments such as real estate.

Insurance policy pricing method under market simulation scene and related device

PendingCN121836944AFinanceMarket data gatheringMarket simulationPrice policy
The invention discloses an insurance policy pricing method under a market simulation scene and a related device, and belongs to the technical field of data analysis. The method comprises the following steps: configuring economic scene environment parameters, obtaining insurance policy information of an insurance policy to be priced, and analyzing the insurance policy information to obtain risk factor information related to a product; based on the insurance policy information and the risk factor information, performing matching in a data source to obtain related scene data; constructing an economic scene generation model based on the related scene data, and generating a plurality of economic scene paths representing future market conditions through the economic scene generation model; adopting a customer behavior model to simulate and generate customer behavior data of each time node under each economic scene path according to the economic scene paths; and according to the customer behavior data, calculating a cash flow under each economic scene path, and summarizing to obtain an expected price of an insurance policy. According to the invention, more accurate insurance policy pricing is realized, and the risk loss is effectively reduced.
Owner:XINFENG DIGITAL (BEIJING) TECHNOLOGY CO LTD

Case risk measurement system and method based on machine learning algorithm analysis case

This invention relates to the field of financial risk assessment technology, specifically to a case risk assessment system and method based on machine learning algorithms. The system mainly includes a pre-training module and a prediction module. This invention is designed with the application of artificial intelligence algorithms in the risk assessment of suspicious cases as its core concept. Guided by theories such as supervised learning and unsupervised learning, it analyzes the performance of various features of cases within a fine-grained feature system through classification algorithms, anomaly detection algorithms, and statistical analysis methods. This process uncovers hidden and anomalous information, assesses the risk of cases, and assigns scores and rankings them. Through the application of AI technology, financial institutions can more quickly and accurately identify and handle high-risk cases, rationally allocate the time and effort of business personnel in handling cases, and promptly reduce risks and losses.
Owner:北京领雁科技股份有限公司

system

PendingJP2026054890AData processing applicationsData scienceReduced risk
The system according to this embodiment aims to effectively audit the control status of group companies and reduce risks. [Solution] The system according to the embodiment comprises a reception unit, an analysis unit, a checking unit, a countermeasures unit, and a coordination unit. The reception unit receives answers to questionnaires and data submissions. The analysis unit describes specific methods for conducting internal control audits and data analysis based on the information received by the reception unit. The checking unit self-checks the effectiveness of the control status based on the results obtained by the analysis unit. The countermeasures unit takes necessary countermeasures based on the results obtained by the checking unit. The coordination unit implements the countermeasures taken by the countermeasures unit in cooperation with the internal audit office and second-line departments.
Owner:SOFTBANK GROUP CORP

System and method for centralized clearing of over the counter foreign exchange instruments

The disclosed systems and methods relate to allowing trading of over the counter (“OTC”) foreign exchange (“FX”) contracts on a centralized matching and clearing mechanism, such as that of the Chicago Mercantile Exchange's (“CME”'s) futures exchange system (the “Exchange”). The disclosed systems and methods allow for anonymous transactions, centralized clearing, efficient settlement and the provision of risk management / credit screening mechanisms to lower risk, reduce transaction costs and improve the liquidity in the FX market place. In particular, the disclosed embodiments increase speed of execution facilitating growing demand for algorithmic trading, increased price transparency, lower cost of trading, customer to customer trading, and automated asset allocations, recurring trades as well as clearing and settlement efficiencies.
Owner:CHICAGO MERCANTILE EXCHANGE INC

A financial product checking method and device based on a process robot

The application discloses a financial product checking method and device based on a process robot, relates to the technical field of calculation, and can also be applied to the financial field. The method comprises the following steps: traversing a specified financial product storage address according to a preset configuration file; analyzing an evaluation table of a financial product in the financial product storage address to generate a first data set; analyzing the custody information of a user-specified financial product to generate a second data set; wherein the second data set is stored in the financial product storage address; and checking the key field value extracted from the second data set in the first data set. The method provided by the application realizes the function of automatically matching the management report and the custody evaluation table data, thereby achieving the data connection between the external management report and the internal custody system, improving the work efficiency, reducing the work error rate, timely feeding back the management report data problems, and reducing the risk.
Owner:IND BANK CO

System for storing fluids comprising risk reducing device and method of storage

An underground storage system (1) for storing a fluid, comprising: a hole (2) located on a mass (3), the hole (2) having a bottom (7); a support element (4) comprising at least one opening (9); a connecting element (6) inserted into the opening (9) of the support element (4), said connecting element (6) comprising a vent to allow the fluid contained in the reservoir (5) to be discharged in the event of a leak; and at least one reservoir (5) having a longitudinal axis, a lower end (11) closed by a first closure device (10) and an upper end (12) closed by a second closure device (13).
Owner:VALLOUREC MANNESMANN OIL & GAS FRANCE

Case risk measuring and calculating system and method based on machine learning algorithm analysis case

The invention relates to the technical field of financial risk measurement and calculation, in particular to a case risk measurement and calculation system and method based on a machine learning algorithm analysis case, and the system mainly comprises a pre-training module and a prediction module. According to the method, the application of an artificial intelligence algorithm in suspicious case risk measurement and calculation is taken as a design concept, under the theoretical guidance of supervised learning, unsupervised learning and the like, the performance condition of each feature of a case in a fine-grained feature system is analyzed through a classification algorithm, an anomaly recognition algorithm, a statistical analysis method and the like, hidden information and anomaly information are mined, and the risk of the case is measured and calculated. And performing risk measurement and calculation on the cases, and performing scoring, sorting and grading. Through the application of the AI technology, a financial institution can identify and process high-risk cases more quickly and accurately, the time and energy of business personnel for processing the cases are reasonably allocated, and the risk and loss are reduced in time.
Owner:北京领雁科技股份有限公司