Monitoring safety prediction method and system based on model optimization
A technology for safe prediction and optimization algorithms, applied in computational models, biological models, instruments, etc., can solve the problems of increasing the time complexity of the classification model and failing to improve the usability of the classification model, so as to speed up parameter optimization and improve the Model quality and reliability, the effect of strong reliability
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Embodiment 1
[0045] figure 1 It is the main flow chart of an embodiment of the monitoring safety prediction method based on model optimization according to the present invention. In this embodiment, the optimization of XGBoost model based on CPSO is taken as an example, and the specific implementation process of the present invention is illustrated by optimizing the risk prediction of XGBoost based on CPSO. The following will combine figure 1 , 5 , 6 and 7 describe an embodiment of the method of the present invention. Among them, the method includes:
[0046] Step SS1, according to the collected data, obtain the data set provided for the constructed prediction model.
[0047] In one embodiment, various types of valuable information are obtained based on the monitoring of big data in actual business application scenarios and on the basis of user authorization. For example, it includes but is not limited to: basic user information, credit information, operator information, mobile phone ...
example 1
[0116] In this example, based on the monitoring of the real business data security of the loan assistance platform, through the analysis of indicators such as vintage and flow rate (FlowRate), it can be defined that the repayment performance in the three periods is overdue by 30+ (that is, MOB3 30+) for this modeling The target, the proportion of overdue samples is less than 5%. Moreover, this embodiment uses the CPSO-based optimized XGBoost model to accurately predict the borrower's credit risk, so that the online lending platform can provide risk control personnel with pre-lending decision support information during the borrower's loan process.
[0117] Step S1: It may be to collect data of users such as borrowers, preprocess the collected data, and select a certain amount of data from them as a data set for building a model.
[0118] In the data collection step S101, specifically, raw data for evaluating the borrower's credit risk may be collected.
[0119] Specifically, s...
Embodiment 2
[0166] Similarly, an embodiment of the corresponding model optimization-based monitoring safety prediction system corresponds to the method. like figure 2 According to the main structural block diagram of an embodiment of the system of the present invention, the system can mainly include:
[0167] The data set forming module 1 obtains the data set provided to the constructed prediction model according to the collected data; for specific functions, please refer to the specific processing and implementation process of step SS1, which will not be repeated here.
[0168] Model optimization module 2, based on the training set and test set formed by the data set, optimizes the parameters of the prediction model according to the chaotic particle swarm optimization algorithm, and determines the optimized prediction model; for specific functions, refer to the specific processing of step SS2 and its The implementation process will not be repeated here.
[0169] The model training mod...
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