The invention discloses a sunlight reflective thermal-insulation paint, and a preparation method thereof. The sunlight reflective thermal-insulation paint comprises, by weight, 35 to 50 parts of fluorocarbon resin emulsion, 5 to 15 parts of a high reflectivity pigment, 5 to 10 parts of polymer hollow micro-sphere, 5 to 10 parts of a reflective material, 5 to 15 parts of nanometer metal powder, 3 to 8 parts of nanometer silica, 0.2 to 0.5 part of a wetting dispersant, 0.4 to 0.8 part of a thickening agent, 0.2 to 0.4 part of a bactericide, 0.5 to 2.5 parts of a film forming auxiliary agent, 0.6to 1.6 parts of an antifoaming agent, and 15 to 25 parts of deionized water. The sunlight reflective thermal-insulation paint is capable of reflecting thermal energy transmission effectively, blocking heat radiation, blocking infrared heat energy, is excellent in thermal insulation performance, is low in energy consumption, is obvious in thermal insulation effect, and is long in service life; thepreparation method is simple, and is suitable for large scale production and applications.