A padfolio having, along at least one cover's interior, a raised, substantially rigid tray structure that defines plurality of compartments with dividing walls therebetween is provided. The surface of the tray structure is covered in a
fastener material that removably interengages with an opposing
fastener material that is applied to a set of pockets, pouches, electronic devices, pen holders, clocks, calculators and other items. In one embodiment, the
fastener material consists of a loop material formed along the tray and a hook material attached to an underside of each of the various attachable items. In this manner, the pockets, pouches or other items can be freely or variably placed anywhere along the loop surface, in any of the compartments, at a wide variety of locations therein. A pen holder for the padfolio or other business accessory is constructed from a flexible material that defines a
barrel with a top slot formed between a pair of opposing side walls and a base. The side walls include undulating top edges that define the slot and facilitate passage of the pen therethrough. The penholder can have a linear groove along the base on the
barrel interior to guide a stitch for fixed attachment to the padfolio or other business accessory.