The invention relates to the technical field of enterprise credit investigation, in particular to an enterprise credit investigation method based on an innovation
point system, and the method specifically comprises the following steps: 1, setting first-level indexes and weights of innovation points, the first-level indexes comprising innovation investment, innovation achievements,
innovation management and market influence; 2, refining a first-level index of the innovation integral to obtain a second-level index; 3, calculating the
score of each secondary index; 4, determining the weight of each secondary index; 5, calculating the
score of each first-level index; 6, calculating a comprehensive
score of the innovation points; step 7, carrying out credit rating division; 8, setting a dynamic adjustment mechanism; step 9, combining the macroeconomic factors into credit investigation; and 10, carrying out traditional credit
data integration. According to the invention, by introducing an innovative
point system, a more comprehensive enterprise credit investigation
system is constructed, and fair credit evaluation is provided for innovative enterprises.