The invention provides a P2P financial platform fund bank storage management method based on a block chain, a P2P fund storage management system of a first participant, a P2P financial platform application of a second participant, a government platform and an insurance platform of a third participant and the like need to be provided, and all the participants are mutually connected through the block chain network. The block chain network comprises an intelligent contract block chain network and a certificate storage block chain network; after the P2P financing platform application executes thepoint-to-point network borrowing and loan service, the P2P fund storage and management system performs storage and management; and the insurance platform provides insurance service, performs service scheduling and storage through the P2P fund storage and management platform, inquires and analyzes storage data through the government platform, and audits and supervises P2P services. According to theinvention, the whole-process legal management of P2P fund bank storage and management is realized, the data storage difficulty of P2P transaction is reduced, the system performance based on the blockchain technology is improved, the approval process and business transaction complexity of multiple participants in fund hosting are simplified, and the information transparency and the supervision strength are improved.