55 results about "Opt-out" patented technology

The subject invention provides a unique system and method that facilitates providing content-targeted advertising to a user based at least in part on the content of a user action. The user action can be performed in connection with an outbound messaging system, a real-time messaging system such as a chat or instant messaging, a game environment, and/or calendaring system. The system and method analyze at the least the content of an outbound message and then present a content-targeted advertisement based on the content of the message. The same can be done with respect to calendar entries. However, outbound and inbound calendar entries, invitations, and responses to invitations can be analyzed for content and have content-targeted advertisements presented to the sender or receiver of such items. User privacy can be maintained and/or increased by allowing a user to opt out of content-targeting advertisements. Reasons for being targeted can also be provided to the user.

A switch engine module receive interest rate risk portfolios from a plurality of traders, and for each prospective trader, provides available switches based on positions in other counterparty portfolios that offset the viewing traders' positions. The offsetting positions are encoded with credit preference information in order to identify eligible trades based on both counterparties credit preferences. In particular, an embodiment provides for a switch auction whereby users can use an auction process to trade for forward rate agreement switches with other counterparties. In the switch auction, the price is predetermined by the system prior to the auction so that parties can opt out of the transaction if desired. The credit preferences of the participating traders are taken in consideration in making matches.

A protocol for protected email transmission using micropayments and a segregated inbox in which protected emails are displayed. The protocol also involves authentication of the sender to defeat phishers and an opt out protocol which can be used to block protected emails from sources from which the user no longer wishes to receive emails even if the source has made a micropayment. Branded email is also taught wherein a sender of protected emails can pay extra to have a miniature version of its brand logo or trademark displayed with its email in the segregated inbox. A white list is maintained on the protected email server (along with the opt out black list) so that recipients can designate specific senders who may send email to that recipient without paying a micropayment and still have the protected email displayed in the segregated inbox.

The invention provides a system and method for sharing anonymous user profiles with a third party. In one aspect of the invention, the system shares user profiles with content servers on a mobile data network so that they may select content responsive to the user's profile. The system provides a store of user profiles for associating profile information with either a source IP address or mobile phone number, where the profile includes information on the user and the user's network usage. The system detects a user's transaction request and inspects it for either an IP address or phone number, which it uses to retrieve the appropriate profile. The system subsequently applies predetermined opt-out policies to determine how much of the user profile may be provided in response to the profile request. The system then returns the profile information such that the user's identity is masked.

The system and method of the present invention provides consumers with credit information including information which can help the consumer evaluate the consumer's credit report or credit worthiness. The present invention can also provide consumers with suggestions to help consumers better their credit rating. The system and method of the present invention also provide consumers with pre-approved credit offers from a consumer-selected group of merchants, where the consumers are anonymous to the merchants, and the merchants do not receive copies of the consumer's credit report. Additional functions of the present invention include allowing users to opt-out or opt-into solicitation lists, and enabling users to automatically monitor their credit report. The present invention offers these services through a third party agent of the consumer which can be accessible to the consumer via the Internet. Through this agency relationship, the third party can request consumer information and determine pre-approved offers from a plurality of merchants while protecting the confidentiality of consumer credit information without negative consequences on a consumer's credit.

The present invention provides a method to broker consumer data for the purpose of marketing activities and to compensate consumers for the use of their data. The method provides mechanisms and processes for consumer information brokers to allow providers of real-time advertisement platforms or any static advertisement platform to offer advertisers the opportunity to dynamically bid on individual direct to consumer advertisement opportunities and to adapt individual advertisements according to the profile of each consumer. Furthermore the method allows consumer information brokers to offer marketers targeted direct to consumer marketing measures based on well-defined target profiles. Consumers have the opportunity to allow advertisers to convey advertisements to them and be compensated for viewing them. They may also opt out and forego the opportunity. Furthermore consumers have the opportunity to participate in direct to consumer marketing measures and be compensated for participating. This will lead to significantly improved return on investment for businesses and help them to develop products and services that consumers really want.

A method and system for providing rules-based or algorithms based automated response optimization in the email-marketing environment such that recipient responses during the delivery process of an email campaign influence the delivery parameters and/or message elements of the portions of the campaign yet to be mailed. Responses to an email marketing campaign determine its marketing effectiveness and include delivery statistics, undeliverable statistics, opens, link-clicks, replies, opt-outs, and conversion events. Conversion events are recipient actions that are intended results from the marketing campaign and include marketing or service transactions that are completed online (e.g. purchases, registrations, filling out surveys, etc) and/or offline (e.g. brand awareness, store visits etc.). The system monitors emails as they are being received by recipients during delivery and, based on rules established by the marketer or on default rules established by the system using algorithms, tracks designated response statistics and dynamically alters the email elements, such as subject line and/or other content, including clickable links so that messages that produce the most desirable response statistics is sent to a greater percentage of the remaining recipients. Rather than completing the entire emailing operation using the same content throughout, this invention allows for changing the content for emails remaining to be sent so that the more effective content (in terms of stimulating favorable recipient reactions and purchases) is delivered to as many of the recipients as possible. Additionally, the process may be applied between separately mailed campaigns so that the delivery parameters for subsequent campaigns in a “campaign stream” are automatically modified based on the results of the prior campaigns in the stream and on the rules being applied to the stream.

A host Web page includes an evolving interactive dialog box wherein an Internet user may enter user data to be processed. When the user completes entering user data in a first revolution of the interactive dialog box, the first revolution is replaced with a second revolution of the evolving interactive dialog box without disturbing or affecting any other part of the host Web page being displayed. Beneficially, the first and second revolutions may be communicated to a user computer together with and at a same time as the host Web page. Also, the second revolution may include a variety of data which is selected or customized to match the user data submitted in the first revolution. Each revolution of the evolving interactive dialog box may be comprised of any combination of general textual data entry fields, category (pull-down) menus, contact information data entry fields, and opt-in/opt-out buttons.

A system and related techniques monitor a user's attempt to access a Web site or other network site, and detect failed access attempts such as HTTP 404 messages or others. Rather than pass the access failure message directly through to the user, the system may communicate with a search service or other index of stored or cached Web pages or other content images. The user may be given a choice via a dialogue to view a stored version of the site they were attempting to access, so that some or all of the desired information may still be accessed. In embodiments, the user may be directed to differing sources of the identical or similar desired content, via a priority stack. If further embodiments, the operator of the Web site or other content source may choose to apply a cached content override to opt out of making stored content available to searchers or other users, for example for digital rights management purposes.

Systems, methods, and computer program products are provided that allow wireless device users to “opt-in” to a direct marketing campaign by “clicking on” a conventional advertisement displayed within a wireless device and register to receive future promotions via one or more direct marketing channels. Likewise, users can “opt-out” of future direct marketing by “clicking on” content displayed within various promotional content.

Methods and systems for user churn reporting based on engagement metrics are disclosed. In some embodiments, methods and systems may provide mechanisms for reporting the number of users or customers that are disengaged from a service or product. These embodiments may be employed, for instance, in cases where there is no “analytic footprint” marking discontinuation of service—e.g., where there is no explicit “subscription cancellation request,”“subscription expiration,”“opt-out,” or the like in connection with a user's disengagement. Other embodiments are applicable to subscription-based models, for example, where users have not “unsubscribed” from the service but should nonetheless no longer be considered engaged. As such, systems and methods disclosed herein may enable assessment and improvement of marketing campaign and retention efforts based on their effectiveness in reducing the number of churned users, re-engagement of users that have abandoned a particular product or service, etc.

A method and system for sophisticated consumer deep profile building provided as a service in a certifiably clean, i.e., privacy-safe, manner to advertisers, ad networks, publishers, aggregators and service providers. In an embodiment, an entity provides a tracking and targeting service that acts as a container for sensitive consumer information. The entity preferably implements a stringent policy of transparency and disclosure, deploys sophisticated security and data anonymization technologies, and it offers a simple, centralized consumer service for privacy disclosure, review and deletion of collected profile information, opt-in, opt-out, and the like. In exchange, advertisers, ad networks, publishers, aggregators and service providers (including, without limitation, mobile operators, multiple service providers (MSPs), Internet service providers (ISPs), and the like), receive privacy-safe targeting services without ever having to touch sensitive information.

An advertising subsidized communication service is provided that can be utilized by eligible subscribers in instances designated by mobile operators or advertisers. An eligible subscriber that meets certain criteria, such as having a low pre-paid balance, can opt-in to an advertising subsidized service initiated through an SCP proxy for the advertising service platform. The subscriber receives advertising through selected channels, such as voice injection, text messaging or other media, which advertising subsidizes subscriber communication service. The subsidized service may be limited in some regard to number of calls, call duration or incoming calls, as examples. The subscriber may be automatically opted-out of the subsidized service upon payment being applied to a pre-paid for post-paid service account. The opt-in process for subsidized service occurs in real-time and may be prompted through a number of channels, such as voice or text messages.

A method for protecting anonymity of an individual in public is presented. The computer-implemented method may include registering a plurality of facial features associated with the individual, and, in response to capturing an image of the individual from a video stream, determining whether the facial features associated with the individual are registered. The computer-implemented method may further include, in response to the determination that the facial features associated with the individual are registered, obscuring the facial features of the individual captured from the video stream with an unidentifiable image.

Concepts and technologies disclosed herein are for managing opt-in and opt-out for private data access. According to one aspect disclosed herein, a mobile device can receive a request to obtain private data associated with a user of the mobile device and, in response to the request, determine whether an application program associated with the request is permitted to access the private data based upon a rule. The mobile device, in response to determining that the application program is permitted to access the private data based upon the rule, can instruct the application program to proceed to obtain the private data. The mobile device, in response to determining that the application program is not permitted to access the private data based upon the rule, can instruct the application program to avoid obtaining the private data.

Techniques are disclosed herein for providing wireless network communication nodes with opt-out capabilities. Such capabilities may, for example, allow particular customers to opt out of a typical full-scale communication mode such that their associated equipment operates at least temporarily in a limited communication mode. The limited communication mode may limit customer exposure to emissions resulting from RF communications near their homes or other areas, which may be attractive to customers such as those with health or other emission-related concerns.

Methods and systems for providing an electronic payment to a payee on behalf of a payer. A transaction management system (TMS) receives payments data from an accounting system. The payments data is processed to determine if a payee has opted-in to receive electronic payments. If so, an electronic payment instruction is generated. If the payee has opted-out or is not in a payee file, a print file is generated for printing a conventional paper check. The payee is notified of the payment and can access the system to view a list of payments and remittance information. The payee can indicate a status for a payment on the list, e.g. accept or dispute the electronic payment. In response to selecting a payment in the payments list, the payee is provided with a view of an electronic check representation generated from the electronic payment instruction. The payer can access the payment status in the system to determine if a payment has been accepted. If accepted, the electronic payment instruction is transmitted to a payment recipient system in the form of electronic check representation.

A buddy-based, cross-carrier mobile phone based text messaging server, system and method is disclosed. A table of subscribers cross referenced against buddy subscribers who have opted in to receive text messages (SMS) is maintained. Where a recipient subscriber is not yet registered as a buddy subscriber, the server sends a message asking if the recipient subscriber wants to become a buddy subscriber of the sending subscriber. If the recipient subscriber opts-in, the recipient subscriber is added to the table as a buddy subscriber, and thereafter will be forwarded all messages through the service, sent from the particular sending subscriber, until the buddy subscriber opts-out. The invention ensures a near one to one correspondence of in/out SMS for participating mobile phone networks, and avoids any one network being overloaded with spam messaging.

A system may include a service data warehouse configured to execute an inclusion list module to perform operations including receiving opt-out data from a billing system of a subscriber network, the opt-out data associated with use of subscriber information by at least one third-party information service, receiving an eligible subscriber list from an enterprise data warehouse of the subscriber network; and generating a customer inclusion list from the eligible subscriber list and the opt-out data, the customer inclusion list including a listing of subscribers identifiers of subscribers of the subscriber network who have opted into use of the at least one third-party information service of the subscriber network. The system may further include a notification system configured to provide privacy notices to subscribers, and automatically opt the subscribers in or out of inclusion on the customer inclusion list based on subscriber receipt of the privacy notices.

A browser extension acts as a cross-domain persistent cookie opt-out by providing opt-out cookies. This allows users to opt-out of interest-based advertising by simply downloading one extension, essentially acting as a mechanism that prevents ad companies from personalizing ads on a per browser basis. Furthermore, opt-out cookies persist across otherwise destructive actions, such as deleting stored cookies.

A system and method for automatically submitting an online order from a customer to a restaurant. Input data and customer data is used by an order engine to select a deployment platform, such as social media networks, search engines, mobile applications, and related websites, for a user interface. The user interface automatically populates the restaurant's menu options and business data, allowing the customer to build an order. The order engine submits the order to the restaurant via a non-verbal communication platform. An automated confirmation call is generated to the restaurant confirming receipt of the order. From the confirmation call the restaurant may choose to repeat the message, accept the order, connect to the customer, connect to the service provider, decline the order, or opt-out. The order engine allows the restaurant to monitor online orders and to enroll in the above services for subsequent online orders.

A system that automatically detects references to items like products or brands within messages and replaces those references with referral links to web pages associated with those items. Links may be inserted into a message, such as a text message or email, at a messaging gateway without any action on the part of the sender (or receiver) of a message. Senders or receivers may opt out of or into the link insertion service. The system provides privacy and security because personal information identifying the sender or receiver is not passed to the link insertion service. When the recipient of a message clicks an inserted link and performs a transaction, a referral credit is given to the communication intermediary, and also potentially to the message sender or recipient. The system may analyze modifiers in the message to construct a link to a specific product or service at a website.