The invention relates to the field of electric vehicles, and discloses an environment-friendly solar energy and moonlight energy high-efficiency split voltage and split charging photoelectric panel foldable electric vehicle. According to a charging method, the efficiency of electromotive force stored in a battery in a final test reaches 92% in average (even 8% extra wok further comprises electricity consumption of an MCU intelligent detection system), it is of a world of difference compared with the original 45% efficiency of the electromotive force stored in the battery, for example, under strong light now, the MCU intelligent system detects three groups of batteries that are simultaneously charged and connected in parallel, and converts and charges electric energy generated by the current light into battery energy sufficiently and fully, suddenly, dark clouds come out, at this moment, light rays become weak, if the three groups of batteries are further continued to be connected in parallel, the overall power of power supplying at the moment is greatly reduced, the voltage drop is too large to charge the electric energy with the maximum efficiency, at this moment, the MCU intelligent system can discover subtle changes of various voltage drop currents in time to adjust the number of groups of charged batteries, and therefore, in principle, the more battery packs of the vehiclemechanically driving series connection groups, the higher the intelligent distribution charging efficiency made by the MCU intelligent high-efficiency split voltage and split charging system.