The invention discloses double-layered coated water-retention slow-released fertilizer capable of releasing negative ions. The double-layered coated water-retention slow-released fertilizer is prepared from the following raw materials in parts by weight: 55 to 70 parts of urea, 20 to 30 parts of ammonium phosphate, 30 to 40 parts of acrylic acid, 14 to 25 parts of wheat straw, a proper amount of distilled water, 2 to 7 parts of potassium hydroxide, 0.5 to 2 parts of sodium borohydride, 12 to 16 parts of humic acid, 5 to 10 parts of anhydrous sodium sulfite, 5 to 10 parts of a formaldehyde solution, 3 to 7 parts of ammonium persulfate, 1 to 3 parts of N,N'-methylene-bisacrylamide, 10 to 16 parts of sodium alginate, a proper amount of a 5 percent calcium chloride water solution, 2 to 4 parts of paraffin wax, 4 to 8 parts of tourmaline powder, 2 to 5 parts of inorganic clay, 2 to 4 parts of nano negative ion powder, 1 to 3 parts of red pine polyphenol and a proper amount of a 10 percent sodium hydroxide solution. According to the double-layered coated water-retention slow-released fertilizer, the humic acid is subjected to modification treatment so that the water solubility is improved; the fertilizer effect of the urea and the utilization rate of nitrogen are improved; the water absorption and water retention properties, and salt resistance of the slow-released fertilizer are improved.