37results about How to "Realize automatic payment" patented technology

The invention discloses a non-stop charging method for driving in and out of expressway. Included are a license plate recognition camera, entrance PC software, exit PC software, a barrier, smart phone APP software, server-side back-end software and a server-side data center. The charging method can be realized simply with a smart phone of a car owner without extra hardware equipment and is simple to use. The car owner can achieve automatic charging simply by downloading the smart phone APP software on the smart phone, registering for an account and binding a bank account with an online banking function. The speed is not limited when a car passes through a toll gate, the traffic efficiency is higher, a smooth flow of traffic is realized in real sense, facilities are simple, the construction cost is low, original facilities can be transformed for compatible application, the system reliability is far higher than that of an ETC, the high reliability brings a high benefit, a large deal of operating cost is saved for the owner, the manual toll and ETC toll can be completely replaced, and a driver no longer needs to stop and receive a card at the entrance and can drive into the expressway quickly without stop.

The invention discloses an agent payment system. In the agent payment system, a short message sending and receiving module receives transfer request information and an agent service request of each agent terminal, sends a transfer indication to a first transfer module, acquires corresponding prestored fund information in a service support module, judges whether a corresponding service can be acted, and sends an agent service request to a second transfer module if the corresponding service can be acted; the first transfer module receives the transfer indication, transfers a corresponding transfer amount from the account corresponding to each agent terminal to a specified account, and sends a call indication to a payment module after transferring successfully; the payment module acquires the prestored fund information from the service support module and adds a fund limit to the prestored fund information; and the second transfer module receives the agent service request, subtracts the cost required for the acted service from the fund limit corresponding to the prestored fund information, and deposits the cost required for the acted service into the corresponding account. By using the system, the agent payment efficiency can be improved and real-time limit control can be performed according to the agent service conditions.

The present invention provides a credit card management method and device. The method is suitable for the lead bank, including: receiving a credit card management request, configuring and generating a super credit card according to the credit card management request, the super credit card includes a master credit card account number and multiple sub-credit card accounts, and the super credit card account number The repayment date of each account in the credit card is the same; receive the consumption request of the super credit card, determine the deduction sub-credit card account according to the consumption request of the super credit card and the preferential activities of the bank merchant, adjust the amount of the total credit card account and the deduction sub-credit card account, and generate a bill The information is recorded under the master credit card account; when the repayment date arrives, the master bill will be generated and sent according to the bill information under the master credit card account, the first repayment request of the super credit card will be received, and the total credit card account will be adjusted according to the first repayment request. According to the bill information under the master credit card account, send the second repayment request to the corresponding sub-credit card server. The invention can integrate multiple credit cards into one.