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97 results about "Health program" patented technology

System, method and computer software product for estimating costs under health care plans

In a system and method for estimating medical costs under at least one health plan, one or more user devices provide user health data entered by one or more users to a processor, and the processor provides estimated health plan cost data to the user device(s) to enable the user(s) to compare the costs and benefits of various health plan options available to the user(s). The processor includes an administrative module for receiving user account data and health plan data entered by an administrator; a calculation module for providing estimated cost data based upon the user health data; a user module for generating the estimated health plan cost data based upon the user health data, user account data, health plan data and estimated cost data and providing the estimated health plan cost data to the user device; and a database for storing the estimated health plan cost data, user health data, user account data, health plan data and estimated cost data. The user health data may include medical condition data, prescription data, prescription cost saving option data, healthcare provider selection data, historical user data, expected medical procedure data and/or expected durable medical equipment data. The user module calculates the estimated health plan cost data by adding all estimated cost data corresponding to the user health data and applying the health plan data and user account data to determine expected costs to the user under each health plan option available to the user. The user module may further calculate a recommended contribution to a flexible spending account or health savings account based upon the estimated health plan cost data and a tax savings amount associated with the recommended contribution to the flexible spending account or health savings account using income and tax status data provided by the user.
Owner:OPTUMINSIGHT

Economic model for measuring the cost and value of a particular health insurance plan

The present invention provides a system and method for measuring the relative economic benefits from services offered by health care plans. The present invention quantifies value of health care quality by indicating an economic return on the investment in health care quality, enabling organizations and businesses to view health care quality in a familiar paradigm that extends health plan differentiation beyond premium and benefits. Businesses may employ the present invention to compare different health care plans or classes of plans, such as accredited versus non-accredited plans. Specifically, a particular plan or class of plans may provide improved monitoring, treatment and control of various medical conditions, and the present invention quantifies the economic benefits to employers from the improved health care for employees. In one embodiment, the present invention looks to a set of specific medical conditions and is based on three key steps. First, the present invention identifies the overall level of employees at the organization affected by these conditions. Second, the present invention uses the reduction in absenteeism and low productivity days made possible by improved monitoring and control of the medical conditions. Third, the present invention calculates a monetary valuation to the firm of the reduction in absenteeism and low productivity days based on the firm's average revenue per employee, average daily wage, and other parameters.
Owner:NCQA

System and Method for Auditing, Monitoring, Recording, and Executing Healthcare Transactions, Communications, and Decisions

Systems and methods are disclosed for monitoring, recording, verifying, auditing, and executing healthcare communications, decisions, and transactions using centralized storage and blockchain technology. The healthcare communications relate to communications between a patient, doctor, specialist, healthcare provider, a private or government entity that processes and reimburses healthcare providers, insurance provider, and a healthcare facility.
Systems and methods are disclosed for processing, monitoring, recording, verifying, auditing, and executing healthcare communications, decisions, and transactions using centralized storage and blockchain technology. The healthcare communications relate to communications between a patient, doctor, specialist, healthcare provider, a private or government entity that processes and reimburses healthcare providers, insurance provider, and a healthcare facility.
In one embodiment, the system processes a healthcare transaction that relates to medical care provided for a patient that has a medical health plan. The method involves providing a centralized control manager for obtaining, storing, and analyzing healthcare transaction data.
The centralized control manager is connected to a central database and utilizes the central database for storing healthcare data. The centralized control manager operates through a processor. The processor executes instructions stored in the database leading to the centralized control manager performing its functions.
The centralized control manager is electronically and communicatively connected to at least two entities that are part of the authorized entities within the computer network. These entities may include a patient, doctor, primary physician, specialist, payer system, health plan provider, and government entity such as Medicare. The centralized control manager allows bidirectional communication with the centralized control manager and other authorized entities that are allowed to communicate with the centralized control manager and use an electronic device over a computerized network. Communications directly between the entities is also contemplated.
The entities electronically execute a healthcare transaction. The centralized control manager records each executed healthcare transaction into the centralized database as well as posts the transaction to the blockchain. Each entity performing the transaction also posts the details of the transaction to the blockchain. Details include the time and date of transaction, the parties involved, and other details of medical care provided to the patient relating to the transaction.
A prediction engine, utilizing machine learning technology, uses the data of all the transactions obtained to continuously enhance and predict the outcome of future transactions and make suggestions as needed. If any transaction deviates above a certain limit, e.g. a medical claim is filed or a medical code is entered that does not fall within a set limit, the prediction engine flags the transaction for review and optionally alerts the entities involved in the transaction.
All of the transactions are replicated to the blockchain by multiple entities in the computer network. These include the transacting entity, the receiving entity, and the centralized control manager. Posting to the blockchain allows for verification and authentication of the transactions.
System and methods also allow automated claim adjudication and dispute resolution between two parties in the healthcare environment. The claim adjudication and dispute resolution relate to medical care provided for patients who have a medical health plan.
The system includes a server computer and a computing device. The server computer is comprised of a central database and a processor as well as a server application that is stored in the central database. The computing device includes an electronic device having a client processor and client database. Both the server and client are communicatively connected.
In this embodiment, a Healthcare Provider executes a transaction that is recorded in the centralized database as well as in the blockchain. The server computer electronically stores the data of the healthcare transaction in the central database and provides access of the transaction to the Healthcare Provider, Payer, and other relevant parties.
Thereafter, the Healthcare Provider files a dispute with the Payer System. The server computer electronically sends an alert to the relevant and authorized parties informing them that a dispute has been filed. The server processor then obtains data from the central database, blockchain, and any other relevant data provided by other parties in the computer network that relate to the disputed healthcare transaction. The processor then parses the data, resolves the dispute, and posts the results to the centralized server and blockchain.
Owner:PATEL MITESHKUMAR ISHWARBHAI
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