4 results about "Direct Payments" patented technology

The invention discloses a mobile payment method and device, equipment, a storage medium and a program product. In the method, a payment application responds to a payment operation of a to-be-paid order and generates a payment request of the to-be-paid order. After the payment transaction system receives the payment request which is sent by the payment application and is used for paying the order to be paid by using the first bank card, the payment transaction system can automatically recharge and deduct money for the virtual card according to the payment request of the order, and a user does not need to recharge the virtual card in advance, then consume and other manual operations. Therefore, according to the embodiment of the invention, when a user uses an overseas bank card to carry out payment consumption, the payment transaction system automatically completes recharging in real time and instantly consumes, and the user feels the smooth experience that the user is bound with the bank card to carry out direct payment and can be used immediately after being bound with the bank card.

The application provides a payment system for fund processing of a network freight platform and a path generation method, constructs a three-layer entity-virtual collaborative architecture, includes multiple layers of accounts and their associated core rules, and generates a payment path in combination with corresponding payment types, applies the payment path to a payment system corresponding to the path generation method, matches the corresponding payment path according to the direct payment or transfer payment scene type, adapts to differentiated needs, and in the transfer payment scene, the service department and the bank virtual account VS(S, O, B) and the service department and the bank entity account ES(S, B) are matched, the matching rate of the flow and the document is improved, and the cross-bank transfer delay is avoided, the balance of each bank sub-account VU(U, O, B) is split through the consignor virtual account VU(U, O), the consignor precise withdrawal is realized, and the problems that the prior art cannot adapt to the service department multi-bank entity account management, the scene-based bank path matching and the consignor multi-bank balance splitting demand are solved.

Automatic notification system that uses the user's geolocation to identify nearby stores and, through integration with APIs of credit card issuers and benefits programs, notifies users of available discounts in real time. The solution is completed with a digital wallet that allows direct payment from the application with the most convenient card. This system optimizes the user experience by centralizing benefits and simplifying the payment process.

A system and method for scriptable selective obfuscation of records comprising a data obfuscation module configured to identify and perform data anonymization on personal identifiable information (PII) contained within a plurality of records to create a partially-blurred dataset, and further comprising an encoder which receives the partially-blurred dataset and performs data compaction on the partially-blurred dataset before storing the compacted dataset in a data storage system. In some implementations, the data storage system is a blockchain database and the system functions as a clearinghouse to validate and monitor transactions involving data access rights between record owners and third-party entities. The system can further broker such transactions and direct payment form the third-party entity to the record owner when access rights have been purchased.