12 results about "Direct Payments" patented technology

The invention belongs to the field of artificial intelligence, and relates to a scheme generation method, comprising: receiving payment request data of a target object transmitted by a medical institution, the payment request data comprising diagnosis and treatment data, insurance data and staging intention data; based on the diagnosis and treatment data and the insurance data, determining a target cost and an insurance direct payment amount of the target object; obtaining user information of the target object, and determining a risk score of the target object and an optimization parameter of a payment combination based on the user information and the staging intention data; according to the risk score and the optimization parameter, adopting a multi-target constraint optimization algorithm to generate a payment combination scheme of the target object; judging whether the payment combination scheme accords with a preset payment capability threshold value of the target object or not; and if yes, outputting a payment combination scheme to a medical institution. The invention further provides a device, equipment and a medium. The method can be applied to the business fields of financial insurance, medical treatment and the like, and efficient medical payment processing can be realized.

The invention discloses a mobile payment method and device, equipment, a storage medium and a program product. In the method, a payment application responds to a payment operation of a to-be-paid order and generates a payment request of the to-be-paid order. After the payment transaction system receives the payment request which is sent by the payment application and is used for paying the order to be paid by using the first bank card, the payment transaction system can automatically recharge and deduct money for the virtual card according to the payment request of the order, and a user does not need to recharge the virtual card in advance, then consume and other manual operations. Therefore, according to the embodiment of the invention, when a user uses an overseas bank card to carry out payment consumption, the payment transaction system automatically completes recharging in real time and instantly consumes, and the user feels the smooth experience that the user is bound with the bank card to carry out direct payment and can be used immediately after being bound with the bank card.

The application provides a payment system for fund processing of a network freight platform and a path generation method, constructs a three-layer entity-virtual collaborative architecture, includes multiple layers of accounts and their associated core rules, and generates a payment path in combination with corresponding payment types, applies the payment path to a payment system corresponding to the path generation method, matches the corresponding payment path according to the direct payment or transfer payment scene type, adapts to differentiated needs, and in the transfer payment scene, the service department and the bank virtual account VS(S, O, B) and the service department and the bank entity account ES(S, B) are matched, the matching rate of the flow and the document is improved, and the cross-bank transfer delay is avoided, the balance of each bank sub-account VU(U, O, B) is split through the consignor virtual account VU(U, O), the consignor precise withdrawal is realized, and the problems that the prior art cannot adapt to the service department multi-bank entity account management, the scene-based bank path matching and the consignor multi-bank balance splitting demand are solved.

Automatic notification system that uses the user's geolocation to identify nearby stores and, through integration with APIs of credit card issuers and benefits programs, notifies users of available discounts in real time. The solution is completed with a digital wallet that allows direct payment from the application with the most convenient card. This system optimizes the user experience by centralizing benefits and simplifying the payment process.

A system and method for scriptable selective obfuscation of records comprising a data obfuscation module configured to identify and perform data anonymization on personal identifiable information (PII) contained within a plurality of records to create a partially-blurred dataset, and further comprising an encoder which receives the partially-blurred dataset and performs data compaction on the partially-blurred dataset before storing the compacted dataset in a data storage system. In some implementations, the data storage system is a blockchain database and the system functions as a clearinghouse to validate and monitor transactions involving data access rights between record owners and third-party entities. The system can further broker such transactions and direct payment form the third-party entity to the record owner when access rights have been purchased.

The embodiment of the invention provides an automatic account dividing method and system, and the method comprises the steps: receiving repayment information sent by a consumer financial institution, identifying transfer information between the general user bank card of the sub-merchant and the virtual sub-account of the same name of the sub-merchant, and direct payment information between the sub-merchant and the virtual account of the same name of the consumption financial institution, according to transfer information and remark information between a general user bank card of the sub-merchant and a homonymous virtual account of the consumption financial institution, obtaining flow information of the sub-merchant; identifying to obtain the code information of the sub-merchants and the account division amount of each account division party; according to the coding information of the sub-merchants, querying account division rules of the sub-merchants; and according to the queried account division rule and the account division amount of each account division party, the fund corresponding to the flow information of the sub-merchant is divided to the account of each account division party. Automatic account division can be carried out according to the account division rule and the pipeline information, and the account division efficiency is improved.

The invention discloses an exchange payment method and device based on a block chain technology, equipment and a medium, and the method comprises the steps: receiving a payment request, carrying out the verification through a request verification rule, and judging whether a collection account corresponding to the payment request meets a direct payment condition or not if the verification result is successful, and if not, exchanging the payment request according to the aggregate exchange pool and the collection account to obtain payment exchange information, performing deduction settlement according to the payment exchange information, recording to obtain payment record information, generating block information corresponding to the payment request and the payment record information, and sending the block information to a block chain network for distributed storage. According to the exchange payment method based on the block chain technology, if the verification result of the legality verification is that the verification result is passed and does not meet the direct payment condition, the payment exchange information is obtained through the aggregation exchange pool, and deduction settlement is performed, so that payment of various currencies can be accepted, and the influence of fluctuation of an exchange ratio is reduced; therefore, the payment and settlement efficiency and stability are improved.

A supplemental service recommendation system that enables roadside assistance via crowdsourcing. Registered members store their data in the cloud-based server, facilitating efficient assistance requests for clients, providers, and participating shops via a software program such as an app. Geographical correlation and algorithmic analysis of the database ensure seamless matching for the most suitable assistance service. Users can track the approaching service provider in real-time. The system incorporates a secure payment method, enabling users to make direct payments within the platform. With enhanced data utilization and convenient payment options, this system optimizes roadside assistance, fostering a reliable and swift user experience.

The present disclosure relates to a method for multi-cloud modular payment processing. The method includes receiving, at a payment processing system, a payment processing request. The payment processing system analyzes the payment processing request for transaction requirements. The transaction requirements includes geographic location of the payment request. The payment processing system determines multi-cloud routing based on transaction requirements for directing payment transactions to at least one cloud platform for payment processing. The payment processing system communicate with an external system for verifying payment. The payment processing system sends a payment verified message.

The present disclosure belongs to the technical field of nuclear power and specifically relates to a method and device for preventing repeated payment based on a direct payment scene. The present disclosure automatically generates a unique payment identification code through an extension mechanism of a UI event before a user initiates a payment operation. The identification code is bound with payment initiator information and core data of a payment order, effectively preventing repeated payment caused by multiple clicks or operation errors, and ensuring the uniqueness and security of the payment process. Before the user actually initiates payment, the status of the payment order is first queried to the backend interface. Only in the case that the payment order status is 'unpaid' or 'payment failed', the user is allowed to initiate a payment request. This measure reduces the risk of repeated payment caused by user operation errors and improves the security of payment. In addition, the present disclosure uses an asynchronous mechanism to send payment request information to an MQ, improves the flexibility of payment request processing, and reduces the risk of information loss caused by network fluctuations.

A system and method for scriptable selective obfuscation of records comprising a data obfuscation module configured to identify and perform data anonymization on personal identifiable information (PII) contained within a plurality of records to create a partially-blurred dataset, and further comprising an encoder which receives the partially-blurred dataset and performs data compaction on the partially-blurred dataset before storing the compacted dataset in a data storage system. In some implementations, the data storage system is a blockchain database and the system functions as a clearinghouse to validate and monitor transactions involving data access rights between record owners and third-party entities. The system can further broker such transactions and direct payment form the third-party entity to the record owner when access rights have been purchased.

The invention provides a data verification method and system based on an insurance direct payment service, and belongs to the field of data verification. The problem of low data verification efficiency in the direct insurance payment service is solved; the method specifically comprises the following steps: acquiring medical data, a hash value of the medical data and a digital signature; deploying a permission type block chain network, and compiling and executing an intelligent contract; submitting the claim settlement application to a block chain, and judging whether the claim settlement application is credible; if yes, insured person information, medical data and claim settlement amount in the claim settlement application are extracted; if not, refusing claim settlement; designing a claim settlement payment model and a claim settlement judgment model, and judging whether the insured information, the medical data and the claim settlement amount are reasonable or not, and if yes, performing claim settlement; if not, re-determining the claim settlement amount; according to the invention, various information in the insurance claim settlement process is obtained, an information storage and verification system is established, and the data verification efficiency is improved.