The invention discloses a method for assisting in identifying telecommunication fraud through
artificial intelligence, and relates to the technical field of
artificial intelligence risk control, and the method comprises the steps: automatically identifying voice or text content through
artificial intelligence, and extracting account and identity information; performing online
verification on the account and the identity information, and under the condition that the identity cannot be verified, performing
behavior monitoring and evaluating whether the user has a transfer intention or not; when the transfer intention exists, performing communication
verification between the artificial intelligence and the
cloud server, and if the communication fails or the
verification is abnormal, terminating the transaction request; if the communication is normal and the user insists in
payment, further judging whether the identity of the payee is credible or not, and if not, automatically transferring to the credible payee account to which the payee belongs; synchronously calling a block chain technology to
record transaction information, generating a block chain
smart contract, and locking funds to a contract account after user confirmation; and releasing the fund to the collection account after the
smart contract condition is fulfilled, otherwise, returning the fund to the user account along the original path.