The invention provides an automobile part supply chain financial
service system and method. The
system has the functions of customer management, credit management, business application,
risk control management, financial management, a settlement center, post-loan management, account management, exhibition management,
statistical report and parameter configuration. The
system is in
butt joint with an
order system, a financial
system and a settlement system of an automobile part e-commerce enterprise
client, maintains and manages credit granting information of a financing user, initiates and audits a financing application, carries out financial
risk control auditing, carries out
dynamic management and risk early warning on account receivable, and carries out loaning, collection and return auditing after the
risk control system auditing in
butt joint with the
bank-enterprise direct connection business. According to the invention, the problems of low timeliness, manpower consumption and data asynchronization caused by separation of an e-commerce service
order system and a financial system and respective data maintenance are solved, the industry
service efficiency can be improved, data channels between related systems can be opened, the
daily operation and maintenance cost is reduced, and the service response timeliness is improved.