A safety utility belt that includes a number of retaining rings each provided with a safety cover flap securable over the
retaining ring to prevent
snagging of the
retaining ring. The safety utility belt includes a
heavy duty webbing back belt, a reflective center belt strip, a buckle
assembly, a belt strip end that is coupleable to the buckle
assembly to secure the back belt about the
waist of a user, a horizontally pivoting tool
retaining ring, a no-snag tool retaining ring safety cover flap securable over the tool retaining ring to prevent
snagging of the tool retaining ring, a vertically pivoting attached D-ring, and a no-snag D-ring safety cover flap securable over the D-ring to prevent
snagging of the D-ring. The no-snag tool retaining ring safety cover flap and the no-snag D-ring safety cover flap include a storage hook and
pile fastener strip that is securable to a companionate section of hook and
pile fastener material provided on a back side surface of the back belt when the no-snag tool retaining ring safety cover flap is folded backward against the back side of the back belt in a no-snag storage position.