A plain old telephone system (POTS) device, for example but not limited to, a telephone, facsimile machine, analog modem, caller identification (ID) system, speaker phone, cordless phone, etc., employs an on-board transistor-based linear polarity guard to enable decoupling of a POTS channel from one or more xDSL channels on a telephone connection (subscriber loop associated with a public service telephone network), while reducing undesirable interference, such as intermodulation distortion imposed upon the POTS and xDSL channels. Transistors associated with the polarity guard are operated in the ohmic region, or in a nonsaturated linear mode, to achieve a substantially linear transfer function through the transistors and through the overall linear polarity guard. Current that is input to the polarity guard and the voltage drop across the transistors that conduct the current in the polarity guard exhibit a substantially linear relationship, or linear VI transfer function. Hence, the VI relationship between the overall output voltage and overall input current of the polarity guard is substantially linear in the operating region of the polarity guard.