An embodiment configured according to principles of the invention of an apparatus for transferring a load between a first concrete slab and a second concrete slab, defining a joint, includes a plate configured to transfer a load between concrete slabs, a form having a slot configured to closely receive a first portion of the plate prior to pouring concrete thereon, and a sheath configured to receive a second portion of the plate. An embodiment configured according to principles of the invention of a method of forming concrete includes providing a plate configured to transfer a load between concrete slabs; providing a form having a slot configured to closely receive a first portion of the plate; positioning the form to receive concrete; inserting the first portion in the slot wherein a second portion of the plate is exposed; pouring a first volume of concrete on the form and the second portion; curing the first volume of concrete and defining a first slab; removing the form from the first slab and exposing the first portion; and disposing a sheath on the first portion. An embodiment configured according to principles of the invention of a method of forming concrete includes providing a plate configured to transfer a load between concrete slabs; providing a form having a slot configured to closely receive a first portion of the plate; positioning the form to receive concrete; inserting the first portion in the slot wherein a second portion of the plate is exposed; disposing a sheath on the second portion; pouring a first volume of concrete on the form and the sheath; and curing the first volume of concrete and defining a first slab. An embodiment configured according to principles of the invention of a method of forming concrete includes providing a form configured to secure a sheath thereto, thereby orienting an exterior of the sheath for contacting concrete when poured thereon; positioning the form to receive concrete; securing the sheath to the form; pouring a first volume of concrete on the form and the exterior; and curing the first volume of concrete and defining a first slab.