The invention belongs to the technical field of electronic information, and specifically relates to a wearable intelligent card used for swimmer state monitoring. The wearable intelligent card comprises a card body and a microprocessor and a battery arranged in the card body, the microprocessor is connected with a crystal oscillator, a wireless peripheral circuit, a triaxial gravitational acceleration sensor, a waterlogging sensor, a temperature sensor, a pressure sensor, a flash card, an indicating lamp, a buzzer, and a button, and the wireless peripheral circuit is connected with an antenna. According to the wearable intelligent card, the behaviors and states of swimmers can be effectively perceived via fusion, analysis, and processing of data of multiple sensors, early warning information is emitted when the swimmers are possibly drowned, monitoring personnel and other swimmers are reminded to search the drowning people in time, and tragedies are avoided.