The invention discloses a medium and low temperature geothermal well utilization system for a composite aquifer. The medium and low temperature geothermal well utilization system comprises the composite aquifer, an upper water-resisting layer, a submersible pump, a mining well, a geothermal water pipeline, a plate heat exchanger, a ground process part and a recharge well, the upper side of the composite aquifer is connected to the upper water-resisting layer, the mining well and the recharge well penetrate through the upper water-resisting layer to be inserted into the composite aquifer, the mining well and the recharge well are oppositely arranged, the plate heat exchanger and the ground process part are arranged in the middle of the geothermal water pipeline, the plate heat exchanger is arranged on the side close to the mining well, the submersible pump is arranged at the left end of the geothermal water pipeline and is inserted into the mining well, the right end of the geothermal water pipeline is inserted into the recharge well, the composite aquifer comprises a lower aquifer body, a lower water-resisting layer and an upper aquifer body, and the upper aquifer body, the lower water-resisting layer and the lower aquifer body are sequentially arranged on the lower side of the upper water-resisting layer.