A
system and method for performing transactions with exchangeable
cryptocurrency and legal tender, and more particularly relates to
system and method that utilizes a complementary legal tender currency subsystem for operating a banking module, a vaulting module, a legal tender fund module that has accounting information for complementary legal tender, a cache fund module, a crypto-currency module that has accounting information for virtual monetary tokens, a crypto-shares module that has accounting information for virtual share tokens, an
escrow fund module, a trust fund module, a
payment processing module, banking module, and vaulting module. The modules store, exchange, and maintain accounts for
cryptocurrency and legal tender through a
payment processing module. The
payment processing module allows a customer and manger to transact for products and services through legal tender and
cryptocurrency; and then generate revenue for the merchant through affiliate profits, trading the currencies
for profit, and lower transaction fees.