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453 results about "Digital computer" patented technology

Computer apparatus and method for generating documentation using a computed value for a claims cost affected by at least one concurrent, different insurance policy for the same insured

A method for using a digital electrical apparatus to electrically process signals in generating output for insurance documentation for a first insurance policy for a first risk having a claims cost reflecting: a concurrent second insurance policy for a second risk, the second risk being different from the first, the policies being for the same insured person, and the second policy affecting a claims cost of the first policy; the method including the steps of: in a digital electrical computer apparatus comprising a digital computer having a processor, the processor electrically connected to a memory device for storing and retrieving operations including machine-readable signals in the memory device, to an input device for receiving input data and converting the input data into input electrical data, to a visual display unit for converting output electrical data into output having a visual presentation, to a printer for converting the output electrical data into printed documentation, wherein the processor is programmed to control the apparatus to receive the input data and to produce the output data by steps including: inputting actuarial assumptions defining the first insurance policy; and computing a value of a specific financial attribute of the first insurance policy; the method further including the step of inserting the value of the financial attribute in the first insurance policy and other printed documentation related to the first insurance policy.
Owner:FINANCIAL GROWTH RESOURCES +1

Computer system and methods for supporting workers' compensation/employers liability insurance

InactiveUS6604080B1FinanceOffice automationEmployer liabilityComputerized system
An automated system and method of computing rates to be charged for insurance coverage equivalent to that provided by a standard workers' compensation policy includes coordinating a workers' compensation insurance policy with an employers liability insurance policy to provide the coverage of a standard workers' compensation policy; determining one set of rates for insuring employees in pre-determined employment classifications for the workers' compensation policy and another set of rates for insuring the employees in other pre-determined employment classifications for said employers liability coverage; entering the sets of rates in a memory accessible by a digital computer; computing with the digital computer a first number, representing the amount of premium to be paid for workers' compensation coverage, by multiplying an employer's payroll for the employees in a one of the pre-determined employment classifications times a corresponding rate from the one set of rates, and computing with the digital computer a second number, representing the amount of premium to be paid for employers liability coverage, by multiplying the employer's payroll for employees in a one of the other pre-determined employment classifications times a corresponding rate from the second set of rates, to compute the rates to be charged for insurance coverage equivalent to that provided by the standard workers' compensation policy.
Owner:LIFECOMP

Digital computer system and methods for conducting a poll to produce a demographic profile corresponding to an accumulation of response data from encrypted identities

Computer-aided methods (making and using), along with a corresponding machine, article of manufacture, and data structures, is provided for conducting a poll with high reliability to produce a demographic profile corresponding to an accumulation of response data from encrypted identities. The method includes: for each one of a plurality of local computers, carrying out registration substeps of: (i.) receiving an application for Participant registration, the application including Participant identification data and Participant demographic data; and (ii.) if the application is accepted, then issuing respective registration data, including encrypted Participant identification data; thereafter, for a portion of the local computers, carrying out polling substeps of: (iii.) receiving digital signals over the Internet including the encrypted Participant identification data and poll response data for a first question in a poll; and (iv.) responsive to said receiving of said encrypted Participant identification data, preventing more than one respective response to the first question; and associating the encrypted Participant identification data, the response data, and the demographic data, respectively, to produce a demographic profile corresponding to an accumulation of the response data from encrypted identities.
Owner:CICERO COMM

Digital computer system and methods for a synthetic investment and risk management fund

A computer-aided method for implementing at least one synthetic investment fund. The method includes providing a digital electrical computer apparatus including a digital computer having a processor, the processor electrically connected to a memory device for storing and retrieving machine-readable signals, to an input device for converting input information into input electrical data, and to an output device for converting output electrical data into print, the processor programmed to control the apparatus to receive the input data and to produce the output data by steps including: forming a synthetic investment fund by entering, as some of the input information, at least one of the group consisting of an amount of an interest-bearing asset, and an amount of a derivative instrument, and entering a specification of a relationship for the amounts; entering, as some of the input information, respective market prices for the interest-bearing asset and for the derivative instrument; calculating a unit value for each said class of interests in the fund in response to the market prices; and generating output for investor reporting, the output including holding data for each said class of interests in the fund and the unit value for each said class of interests in the fund.
Owner:TASK MANAGEMENT

Audio cassette emulator

A device of the same general physical size and shape as a standard audio cassette tape, but which accepts digital information from any of a variety of sources—including for example: Internet transmission, a digital computer, or memory cards (especially digital memory cards)—and plays this digital information through any, for example, standard audio tape cassette player. The device operates by converting the digital representation of the sound into magnetic signals which are presented to the read/write head of the cassette player equipment. The device allows the user of the cassette player to regulate the audio playback using conventional equipment controls such as: START, STOP, REWIND, FAST REWIND, FORWARD, FAST FORWARD, etc. In one exemplary implementation, the device has the same general physical dimensions of a standard audio cassette; at least one digital processor; and a slot into which electronic media such as, for example, memory cards, smart cards having a processor and a memory embodied thereon and other memory media may be inserted. Converter circuitry converts data stored in digital memory to an analog signal which is magnetically coupled to the read head of the equipment. Numerous sensors detect changes in at least one of the tape equipment mechanisms in the audio cassette emulator.
Owner:FISCHER ADDISON M

Input device for portable digital computers and portable digital computer with a multi-functional mouse

The invention relates to a portable digital Computer with an in-built coupling device which is arranged in order to receive mouse Signals from a radio mouse provided with a battery and fed by said battery. Said digital Computer comprises an in-built current source and an electric interface which is installed in a fixed manner and which is connected to the current source, the electric interface being arranged such that the battery can be charged. The invention also relates to an input device for a portable digital Computer comprising a radio mouse and an additional slide pad which is arranged on the top side of said radio mouse. The invention further relates to a special coupling bay comprising a recess which is a notebook. Said coupling bay is used for mechanically coupling a Cursor control device which is disposed below a notebook keyboard and in order to reconfigure the Cursor control device in a rear-sided Operation in order to use a notebook in a book-type and handheld form, whereby a flat mouse with annular-shaped finger Supports is provided in order to improve the handling and Operation thereof, in addition to a Cursor control device which is provided with an identification and locking function. Additionally, a notebook is disclosed, comprising a decoupling Cursor control device and a keyboard which can be decoupled. A desktop PC can be configured by means of a configuration via a hinge foldable functional part of a notebook.
Owner:BRANDS & PRODS IPR HLDG

Audio cassette emulator with cryptographic media distribution control

A device of the same general physical size and shape as a standard audio cassette tape, but which accepts digital information from any of a variety of sources—including for example: Internet transmission, a digital computer, or memory cards (especially digital memory cards)—and plays this digital information through any, for example, standard audio tape cassette player. The device operates by converting the digital representation of the sound into magnetic signals which are presented to the read / write head of the cassette player equipment. The device allows the user of the cassette player to regulate the audio playback using conventional equipment controls such as: START, STOP, REWIND, FAST REWIND, FORWARD, FAST FORWARD, etc. The device has the same general physical dimensions of a standard audio cassette; at least one digital processor; and a slot into which electronic media such as, for example, memory cards, smart cards having a processor and a memory embodied thereon and other memory media may be inserted. Numerous sensors detect changes in at least one of the tape equipment mechanisms in the audio cassette emulator. Various cryptographic techniques are described for protecting the unauthorized distribution of audio information.
Owner:FISCHER ADDISON M

Universal protocol conversion

A scalable, programmable software based application run on a programmed general-purpose digital computer is used for interconnecting a plurality of heterogeneous network nodes. The application has the ability to convert between any two signaling protocols used, such as those used over a telecommunications network, by converting an originating protocol to a universal non-protocol specific representation, and then converting the universal non-protocol specific representation to a receiving protocol. A call context is used to store information elements created from the originating protocol so that a universal call model applies inter-working rules. The universal call model is also in communication with state machines associated with both the originating and the terminating sides in order to supply the appropriate response signals anticipated by the originating and terminating sides received when each is in communication with its own protocol. As such, the universal call model allows both the originating and terminating sides of a call to operate independently of each other by virtue of the fact that each side deal through the universal call model and not directly with the side for which the protocol message is being converted. Therefore, any protocol is easily converted to any other protocol by first translating the protocol message to the universal protocol non-specific format.
Owner:CISCO TECH INC
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