Presented are apparatus, systems and methods for more secure online interactions from computing devices, including protections of sensitive identity, personal, employer, membership, financial and payments information; from the increasing
waves of hacking, and relentless bombardment of
phishing attacks; with ever more sophisticated social-
engineering, which are increasingly indistinguishable from interactions with a genuine online connection. In one example, the computing device can store a
data structure in a first application, the
data structure comprising a set of sensitive-attribute data, and an identification of a plurality of predefined or otherwise known hosts, from a
list of known remote hosts. The computing-device / local-host can execute a second application to locally render a remote internet resource, such as a
web page, which may additionally request the input of one or more sensitive-attribute
data entry fields. Responsive to receiving a
uniform resource identifier (URI) (from an eMail, Text, scanned QR code,
Hyperlink, Browser App or other), the computing device executes a first application to identify and analyze the URI, generate a plurality of first features comprising an identity of a remote host of the web-site page, compare the identity of the remote host to the identification of the plurality of known remote hosts, execute a
heuristic algorithm or
machine learning model, on the local host, to generate a source and content risk-
score, of the remote host and the
web page it conveys. The execution therebefore described can thus aid the computing device to more intelligently decide to: permit,
restrict, or modify data generation methods in an auto-
population entry of the one or more sensitive-attribute
data entry fields, including but not limited to: selecting a
payment information generation method for such data fields, based on risk analysis of said
uniform resource identifier. This embodiment of the present disclosure can improve the ability of said computing device and said device user to more-immediately and objectively: identify, avoid, or manage;
phishing and hacking attacks, versus those from legitimate or reputationally-sound remote hosts.