The apparatus and method implements, manages, and tracks on-line digital transactions via an
escrow, including opening, servicing, real-time or near-real time status of the broker, title company, lender, vendor, buyer and seller, and closing of an
escrow via a medium such as
the internet. Multiple access methods are employed. The present invention provides computerization and internet type process implementation for
escrow processes including, but not limited to, digital transaction coordination, digital status coordinators, seamless escrow transactions, on-line digital signatures,
video signature authentication, digital
certificate authentication, signature
authentication,
satellite and other
wireless transmission of escrow transactions, voice digital instruction, the merging of voice with
digital data transactions, set-top / webTV digital escrow transmission, global digital escrow networking, and the like. The
system includes appropriate data, application, and servers along with supporting LAN or WAN-based application to perform escrow services.