The invention relates to the technical field of electronic
payment, in particular to an automatic recharging
system based on AI message recognition, which comprises an
information extraction module, a screening composite message, a text construction character string, a decoding image construction gray matrix and a
timestamp generation module, a
voucher analysis module, an interception
declaration numerical value and an account identifier, and a recharging module. An
image generation voucher amount, a serial number and
generation time are identified; a logic
risk control module establishes an amount consistency and uniqueness mark; a
verification instruction is generated based on a time interval and the mark; and an instruction execution module constructs a recharge message and sends the recharge message to a
payment gateway. According to the method, the text and image features are independently extracted, the unstructured
voucher is converted into calculable elements, the multi-dimensional
risk control logic based on amount comparison,
fingerprint retrieval and failure judgment is constructed, counterfeited or repeated requests are blocked without manual intervention, and automatic
closed loop from message recognition to fund injection is achieved; and the accounting
processing accuracy and security are improved.