The invention provides a decentralized electronic check method and
system. The decentralized electronic check method comprises the steps of issuing a check, transferring the check, accepting the check and issuing a custom check. The decentralized electronic check
system comprises a signing and issuing module, a transferring module, an acceptance module and a user-defined issuing module. The decentralized electronic check method and
system have two core characteristics that: firstly, check transactions can be executed asynchronously step by step; the
verification broadcast is confirmed to be completed in a
time range (such as a plurality of second-level block periods) which can be accepted by a user from issuing, receiving to
verification broadcast, even if the problems of network interruption or witness and the like occur, the
verification broadcast can be continuously completed in the next short period, the
system pressure is greatly released, and meanwhile, the
operation safety is ensured; secondly, the user can issue a user-defined check; system user number has no upper limit, and the types of electronic checks which can be issued in the system have no upper limit; and different types are natural and independent, that is, transaction of various electronic checks is natural and parallel, and the parallel has no upper limit in theory, which means that the system performance has a qualitative leap on the basis of a traditional block chain, and the potential of the block chain can be truly and thoroughly released to energize a user.