39results about How to "Facilitate transaction" patented technology

The present invention provides a system and method for facilitating a RF transaction using a secondary transaction number that is associated with a user's primary transponder account. The user provides the secondary transaction number, often with limited-use conditions associated therewith, to a merchant to facilitate a more secure and confident transaction.

A decentralized cryptographic real estate transaction assistance system and method is provided to facilitate matching, engaging, contracting, and communicating between parties to a real estate and / or property rental transaction by a network-leveraged system. The decentralized cryptographic real estate transaction assistance system and method may include a property rental and real estate transaction assistance platform, database, platform components, renter component, matching component, communication component, broker-assisted component, landlord direct component, landlord management component, vendor portal, lead marketplace component, guaranteed rental income protection, renter profile validation aspect, and tenant exchange. A method for facilitating matching, engaging, contracting, and communicating between parties to a real estate and / or property rental transaction by a network-leveraged system using the decentralized cryptographic real estate transaction assistance system and method is also provided.

A virtual cities server hosts one or more virtual cities, which in turn include one or more virtual environments with which a user interacts, where the one or more virtual environmental are three-dimensional spaces. The one or more virtual cities correspond to one or more physical cities, and virtual environments in turn correspond to physical environments in physical cities, thereby allowing businesses, organizations, and individual to establish virtual presences that correspond to physical presences and conduct transactions and activities that ultimately facilitate physical transactions and activities.

A system and a method are provided for generating a digital receipt for purchases made utilizing a digital wallet or with other payment procedures. The digital receipt is stored in the cloud in a digital receipts repository for later retrieval. The digital receipt can be standardized to facilitate data processing of the data contained in data fields of the digital receipt. The data fields are text / field searchable and actionable so that the receipts and the data therein can be viewed in any manner desired by the user of the digital wallet. A computer readable non-transitory storage medium can store instructions of a program, which when executed by a computer system, enables the recall of the digital receipt from the repository.

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate electronic payment transactions using the account identifier.

A method and system is disclosed for searching and submitting intellectual property listings, goods and services offered for sale online. Tailored searching is provided in a convenient and efficient manner on the Internet via an Aggregation Portal. The Aggregation Portal provides a uniform and user-friendly interface, whereby intermediary services are provided to facilitate transactions utilizing the Internet. Such services include legal, valuation, insurance, escrow, brokering, consulting and other professional services. Further, a multiple-listing type of commission sharing is created between the Aggregation Portal and various Internet auctions and exchanges. In one embodiment, a software application is downloaded on a user's personal computer (or network terminal) for searching, marketing and transacting goods and services, especially intellectual property.

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a communication interface to receive an input from a merchant; a plurality of converters to interface with a plurality of controllers for delivery of premium messages sent by the system to collect funds for purchases made by customers; and a common format processor coupled with the plurality of converters to send the premium messages. The common format processor determines a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price. The total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, where the portion is specified by the input received via the interface.

Embodiments of the present invention provide methods, systems, and computer readable storage media to facilitate a transaction in an electronic commerce system. Aspects of the embodiments include receiving a request at a network-connected transaction server to transfer one or more transaction items involving a first user account on the transaction server, selecting a delivery instrument from one or more available delivery instruments associated with the first user account on the transaction server, authorizing the request based at least upon a unique transaction identifier associated with the request and a unique user device identifier associated with a user access device, transferring a quantity of the one or more transaction items into or out of the selected delivery instrument, wherein the quantity is determined at least based upon the authorized request.

A system and method for facilitating purchase of goods and services by pre-payment via a universal gift or other pre-paid card with incentives. The universal gift or other pre-paid card provides incentives to vendors and consumers that use it. It permits flexible purchase of goods and services by consumers. The consumers are recipients of the universal gift card from others or purchasers of the universal gift card who decide to use the card themselves. The universal gift card is usable at any one of a plurality of merchants who are designated and authorized by the system. The universal gift card permits purchase up to a specified amount, which must be paid by a consumer prior to its use. The specified amount is either maintained on the universal gift card itself or is maintained on a database associated with the system, which maintains associated accounts and controls its use. The universal gift card preferably has few restrictions (e.g. expiration date), if any, to facilitate ease of use by consumers. Among the incentives provided is the ability to designate preferences, such as provide a percentage of specified amounts to charitable donations and to reduce transaction costs that are often associated with payment methods other than use of hard physical currency.

Embodiments of the invention may relate to systems, methods, and apparatus to facilitate locating a user of a transaction device. In one embodiment, a contactless transaction device for facilitating locating the user can be provided. The contactless transaction device may include an antenna operable to electromagnetically receive and transmit data. The contactless transaction device may also include a microchip comprising a memory operable to store consumer account data and location alert data and in communication with the antenna, wherein the microchip is operable to transmit the location alert data to a transaction terminal via the antenna when the contactless transaction device is presented to facilitate a transaction with the transaction terminal.

An apparatus for handling a failed processor of a multiprocessor system including at least two processors interconnected by processor interconnects for facilitating transactions of the processors. The at least two processors include a first processor set as a default boot processor in response to a boot up operation of the multiprocessor computer, and a second processor. The apparatus includes: a baseboard management module for detecting and receiving health information of the processors; a multiplexer coupled to the baseboard management module and respectively to the processors, the multiplexer being operative to switch between the processors; and a processor ID controller coupled to the baseboard management module and respectively to the processors. In response to the health information indicating the first processor has failed, the processor ID controller sets the second processor as the default boot processor and the baseboard management module enables the multiplexer to switch to the second processor.

A method facilitating secure financial transactions using email is presented comprising the steps of receiving bill data at a server implementing the method, and generating an email message to a recipient with information including at least a portion of the received bill data. The amount of bill data included in the email message is based, at least in part, on the email address of the recipient.

A network-leveraged real estate transaction assistance system is provided to facilitate matching, engaging, contracting, and communicating between parties to a real estate and / or property rental transaction by a network-leveraged system. The network-leveraged real estate transaction assistance system may include a property rental and real estate transaction assistance platform, database, platform components, renter component, matching component, communication component, broker-assisted component, landlord direct component, landlord management component, lead marketplace component, guaranteed rental income protection, renter profile validation aspect, and tenant exchange. A method for facilitating matching, engaging, contracting, and communicating between parties to a real estate and / or property rental transaction by a network-leveraged system using the network-leveraged real estate transaction assistance system is also provided.

A system, method and apparatus to facilitate the invocation of existing CICS BMS transactions and deliver the executed transaction output to a requesting application as a standardized XML document. Building upon a facility which intercepts the flow of control between a user transaction and BMS, the instant invention replaces the use of terminal-oriented data streams with XML documents. In doing so, the instant invention eliminates the use of prior art techniques, such as “screen scraping”.

A system comprises a wireless interface coupled to a transaction manager. The wireless interface receives user information, including a user speech sample and a user account code, from a wireless communication device over a wireless communication link. The transaction manager transfers the user speech sample and the user account code to a validation system. The transaction manager receives and displays validation information from the validation system. The validation information indicates if the user is authentic and if the account code is valid. The validation information may include a picture of the user that is displayed by the transaction manager.

A business method and system described herein allows and promotes users to interact, meet face-to-face, and transact with other users located within the vicinity. Furthermore, the business method and system provides relevant local content to a user. Local content includes postings of items available within a certain distance of the user's community. Relevant local content includes postings of local content relevant to the categories browsed or searched by the user. Postings of items not available within a certain distance of the user's community may not be displayed. The business method and system also provides an Internet-based local forum for auctions, wherein local buyers can bid on an item put up for auction by a local seller.

Methods and systems for controlling secure network communication are provided. A request is received from a terminal device to establish a session with a remote application server for a secure network communication. At least one routing table is selected. The at least one routing table is selected is specific to a communication session requested to route data traffic to establish a secure data communication path. At least one proxy connection server that provides functionality of managing the session is selected. A first secure connection that is between the terminal device and the connection server is activated based on the selected routing table. Additionally, a second secure connection between the connection server and the remote application server is activated based on the selected routing table. Further, data traffic for the session is routed using the activated routing table through the activated proxy connection server.

The disclosure herein concerns facilitating a transaction for a user, storing information about the nature of the transaction on a financial institution server, generating a stop targeting cookie based on the nature of the transaction, and placing the stop targeting cookie on a user's browser. The disclosure also concerns utilizing an electronic data structure representing the content of a transaction by a user of an electronic commerce site from a financial institution server that facilitated the transaction. The ad targeting server compares the transaction content information in the electronic data structure to the re-targeting cookie, and if the at least one re-targeting cookie matches the transaction information, the ad targeting server at least one of deletes, updates, and replaces the re-targeting cookie.

According to one embodiment, a user logs into a bank account and access a bill payment service through the bank. The user enters a recipient's email address and an amount to be transferred from the user's account to the recipient. The bill payment service transfers the amount to a payment provider, who then transfers the amount to the recipient if the recipient has an account with the payment provider. As a result, recipients who are not part of a bill payment service can quickly receive payments, and users can make quickly and easily payments to recipients who are not part of a bill payment service by simply entering an email address and payment amount.

An authentication method includes RFID tags authenticating RFID readers. A tag sends a tag identifier and a reader challenge to a reader in response to one or more commands from the reader. The reader then either derives a response to the reader challenge itself or has a verification authority derive the response. The response may be derived from parameter(s) in the reader challenge, and may be derived using a cryptographic key. The reader then sends the response to the tag along with another command. The tag verifies the response before executing instruction(s) included in the command.

The invention provides an inquiry system and inquiry method of a supply and demand service platform. The system includes a product selection module, an inquiry module, an inquiry processing module, a database, and an order determination module, the database includes a product information database, a cost database, and an order database, the product selection module is connected with the product information database, the inquiry module is connected with the inquiry processing module, the inquiry processing module is connected with the cost database, the order determination module is connected with the order database, and the system further includes a timing module connected with the inquiry processing module. The inquiry method includes that a buyer inputs the first inquiry requirement information through the inquiry module, a seller feeds back the price information through the inquiry processing module, the buyer decides whether the order information is determined according to the first pricing information, and the inquiry processing module closes the transaction on time according to the standard clock information acquired by the timing module. The inquiry system and inquiry method enable the buyer and the seller to conveniently carry out transaction, and improve the transaction efficiency as well.

A computer-implemented system is provided for automatic training of an artificial intelligence (AI) asset. A preprocessing engine is provided for receiving an AI asset by upload and preprocessing the AI asset for training by: associating a set of definition parameters and training criteria with the AI asset; analyzing the training criteria to set a specification for training steps and process; and determining a quotation for the training having regard to known factors associated with the definition parameters and the training specification. A transaction engine is provided for presenting the quotation, receiving an approval of the quotation and a means of payment. A training engine is provided for training the AI asset according to the specification and releasing the AI asset after training.

The present invention detects a failure location of network in the Internet. A pair of networks consists of an access network and an Internet service provider network, and a route consists of a source pair of networks and a destination pair of networks. The quality information values are inputted to elements in a matrix that all pairs of networks are put in same order as rows (or columns) of source pairs of networks and columns (or rows) of destination pairs of networks. If inferior quality values in the matrix line up in the row (or column), a failure is determined in a destination (or a source) pair of networks in column side (or row side) corresponding to a row (or a column). If inferior quality values line up in a slanting direction, a failure is determined in a route between the Internet service provider networks indicated to the slanting direction.

Automated valuation model and various prior art incorporate a mathematical model with data sets for standardizing a valuation for real property for various applications. The invention described in the application generally describes systems and methods for validating real property transactions. More particularly, and without any limitations, embodiments of the present disclosure relate to a dynamic and reconfigurable set of check-points for a real property transaction based on a score generation and parsing. Furthermore, the present disclosure relates to matching, tagging and payment of the listed property between the purchasers and listers, with the aid of a list engine and purchase engine, over a network.

Computing systems and methods for facilitating merchant controlled point of sale (“POS”) transactions in retail and other establishments. These systems and methods include communication interfaces adapted to connect a computing system to remotely located devices having information regarding a plurality of third-party financial service providers, one or more storage components adapted to store merchant information, third-party financial service provider information, or both, and one or more processors in communication with the communication interfaces and storage components. Such processors facilitate merchant controlled point of sale transactions that involve receiving terms of or evaluating criteria of a transaction between a purchaser and the merchant and then selecting a particular third-party financial service provider from a plurality of possible providers to facilitate processing the transaction for the merchant based upon the specific terms or criteria of the transaction. Evaluation of criteria may be rule based and automatic, and selection of a third-party financial service provider may be immediate and real time.

A social e-commerce platform, optimized for mobile, providing consumers a user controlled “pull” model with a mufti-variant approach to sourcing retailers for products and to purchase, share, and form communities. A user can make an offer on products, get offers on products, or purchase products at list price provided to the end user. A user specifies a first data set defining a product he or she desires to buy and designated length of time at or by which retailer must provide offers by. The platform receives a second data set from each of one or more retailers. Each such data set includes product-level details, a price that the respective retailer is willing to accept for its sale of the product, available delivery methods, a length of time the offer is valid, and a process is then executed to generate a result that identifies retailers of the product and their offers.

The disclosure provides a method and system for customers to identify their Financial Value and to auction this value, through a full-time public network, to selected service and product providers (collectively “vendors”) seeking customers with specific profiles.