A stable suspension formed of a plurality of water particles each of which is encapsulated with an amorphous silica-based material, where that plurality of encapsulated water particles is dispersed in a continuous phase formed of one or more carbon-containing materials, where the stable suspension does not include added emulsifiers. A method to prepare such stable suspensions. Personal care products comprising Applicant's stable suspensions, including skin protectants, sunscreens, moisturizers, vehicles for medicaments, antiperspirants, deodorants, pressurized products such as aerosol products, vehicles for skin treatment products and vehicles for makeup, area of the eye, lip products, mascara and color cosmetic products.