The invention discloses a household safe and intelligent lock, which comprises an unlocking device, a control button, a controller, a circuit breaker and a driving mechanism, wherein the driving mechanism comprises a lock catch, a shell, a bolt, a telescopic rod, a connecting rod, a permanent magnet, an electromagnet, a spring, a sleeve and a limit block, one side of the inner part of the shell isprovided with the bolt, one side of the bolt is provided with the lock catch, the bolt is arranged at one end of the telescopic rod, compared with a prior household lock, when people are outdoors, the lock can be unlocked through pressing a fingerprint, inputting a password or feeding a magcard, when the right fingerprint or right password are input or the card is fed, the controller can receivethe information and control the electromagnet to energize the electromagnet, and when the electromagnet is electrified, the electromagnet attracts the permanent magnet to move the bolt, the bolt is pulled out from the lock catch, the intelligent lock is unlocked, the unlocking modes are diversified, the lock is prevented from being prized and opened, the safety is higher, when people are indoors,the control button can be directly used for unlocking, the unlocking is convenient, the structure is simple, the design is reasonable, and the lock can be popularized.