The invention discloses a mobile phone answering method based on a personal network. In the method, when a user uses portable equipment and a bluetooth headset to carry out audio visual, and a mobile terminal receives an incoming call, the mobile terminal is used for adjusting the portable equipment to pause media play or turn down the volume, and establishing a call with the bluetooth headset; and after the call finishes, the mobile terminal is used for adjusting the portable equipment to continue to the media play or turn up the volume, so that the user can keep on carrying out audio visual by the portable equipment and the bluetooth headset. The invention also correspondingly discloses a mobile phone answering system based on the personal network. By using the invention, when the mobile terminal receives the incoming call, the media play of the portable equipment can be paused or turned down the volume by a near field communication (NFC) control command, thus the problem of automatically controlling a plurality of equipment for the personal network is solved. Therefore, by using the invention, the user can answer the call in time when the portable equipment is utilized to carry out the audio visual; the user operation is simplified; and the user experiences are improved.