47 results about "It investment" patented technology

A web-based loan auction system is available to individual borrowers and individual lenders and is particularly well-suited for individual borrowers that cannot meet the standards of conventional lending institutions. The system is also attractive to potential lenders that desire to achieve a higher return on their investment than currently offered by banks. The potential borrower submits a web-based loan application to the auction system. Once the loan application information is verified (a function performed by the agency offering the auction service), the application is translated into an “anonymous” version, where the personal information of the borrower himself is replaced by “placeholders” known and controlled by the auction service. The “anonymized” version of the loan application is then posted on the auction's web site for bidding by potential lenders.

A removable medium recording station records medical image data in a format and removable medium that are widely accepted. The removable medium recording station can be used to effectively replace an installed storage device on an existing stand-alone medical image workstation. Storage onto removable media is transformed into an outboard operation. This transformation enables a hospital to migrate existing medical imaging systems to new formats and media without sacrificing a large portion of their initial investment. Additionally, the removable medium recording station can be attached as a peripheral on an existing medical modality network. In this capacity, the removable medium recording station enables an operator on the medical modality network to store medical images in a selected format and on a selected type of removable medium regardless of the proprietary format used by the enterprise level archive server. The removable medium recording station enables a hospital to add new functionality without sacrificing their investment in their enterprise solution.

The present invention relates to a web-based financial management system for providing personalized financial coaching to a user. The system operates in a collaborative computing environment between the user and a financial advisor and comprises a service level subsystem and an advice generating subsystem. The service level subsystem allows the user to negotiate a service level agreement that defines the user's desired level of support and limits access to user provided information. The advice generating subsystem is coupled to the service level subsystem and includes one or more coaching engines that dynamically analyze the financial needs of the user in accordance with the user's service level agreement. Furthermore, the coaching engine provides customized financial advice tailored to the user's life intentions. The present invention also provides for a financial portfolio management subsystem enabling the user to model the effects of adding or deleting various securities and helping the user to better conform his portfolio to his level of risk tolerance and his investment style.

A system and method are provided for exposing Internet users to advertisements together with the distribution of media content in a manner which is germane to conventional syndicated broadcast agreements. The system includes a processor coupled to a memory device. The system further includes software means operable on the processor and memory device. The software means is operable on the processor for obtaining a user specific set of data prior to distributing a media package. The software means is operable for selecting a number of advertisements from a data bank containing a plurality of advertisements based on the user specific set of data. The software means is operable for combining the selected number of advertisements with a requested set of media content to form the media package. The software means is further operable for distributing the media package. In this manner a regional broadcasting station can preserve its investment in purchasing national syndicate broadcast rights by ensuring regional advertisers a penetration of their advertisements across a regional Internet audience. Methods for performing the same are similarly included.

A communication network based system and method for auctioning shares of investment product is disclosed. In the preferred embodiment, an investment company pursuant to the Investment Company Act of 1940, creates a publicly registered investment product (e.g., a mutual fund) with its own capital and as sole shareholder. After the investment product returns a pre-determined hurdle rate, or rate of return, the investment company then preferably liquidates its investment position in the investment product in order to freeze the net asset value of the shares of the mutual fund. The investment product is later opened for auction and the server system receives and stores bids from a plurality of bidders, in increments up to the net asset value. The bids preferably comprise a bid price per share and the number of shares bid. At the close of the auction, the server system preferably determines winning bidders by successively determining the highest bidder. During this process, the server system reduces the total number of available shares to be distributed by the number of shares bid by the highest bidder. Once all of the available shares have been allocated to the winning bidders, the investment product shares are redeemed at the net asset value reflecting the hurdle rate. Each of the winning bidders is receives a return equal to the difference between the net asset value and the respective winning bidders' bid price per share multiplied by the number of shares bid by each respective winning bidder.

A method including establishing a commission-free fee-based brokerage account for a client and maintaining a balance between the account's fee, its investment activity and services received, and compensation to a financial advisor of the client. Customized flat fee pricing can be calculated based on investment objectives, risk tolerances, asset mix, asset size, expected trading patterns, utilization of other firm services and the client account relationship (the existence of other accounts of that client with the firm). Systems calculate and recommend a fee to the financial advisor, who then negotiates with the client and determines a final fee. This dynamic pricing process includes a compensation adjustment to the financial advisor under certain pricing and trading scenarios.

A system and method for pooling of investment funds enables a multinational corporation to cause its employee benefit plans from multiple international jurisdictions to pool their investments into a single entity, which invests in various financial products including exchange traded debt and equity securities as well as other securities. The entity is preferably structured as an offshore pooled vehicle, which may have one or more sub-funds that vary by investment objective and/or eligible investments. Each pooled vehicle is preferably organized as an Irish CCF, a Luxembourg FCP, a Dutch FGR or other tax-transparent vehicle. The investors in such pooled vehicles and sub-funds are preferably the employee benefit plans of the multinational corporation. A banking or trust organization that is duly qualified and licensed to act under the laws of the applicable jurisdiction as a management company for the pooled vehicles will act on behalf of the applicable pooled vehicle.

An online marketplace for real-time investment data is disclosed. The system comprises a network, such as the Internet, wherein users may manage, and publish a Virtual Securities Portfolio (“VSP”) and to sell/license access to the VSP to other users who pay to see the VSP. VSPs are analyzed, ranked and charted according to various customizable methods and made available, via a user interface, to other users according to the users' sell/license agreements. The system further allows the users to access their investment accounts on other networks, such as the TD-Ameritrade and Charles Schwab networks, and couple their VSPs with such accounts.

A computer-implemented method, system, and apparatus for managing investment savings of individuals through an investment vehicle suitable for retirement, estate or general investment planning. The invention establishes the mechanics of the operations to create an open-end investment fund as a means for individual participants to earn both market returns on their investments and demographic returns (DR) on the actual demographic experience of the pool of investors who participate in the investment fund. Individuals can invest in the fund and make additional deposits and withdrawals at any time. Investors specify a payout schedule, and those who sell their investments, as scheduled, earn full returns, combining market returns and the DR. Investors who make unscheduled withdrawals from the fund, receive lower returns. The investment fund is customized, and administered by computer software that is available to both participants in the fund and to asset managers who offer the fund to investors.

The invention is concerned with on line production equipment of noodles bowl's brand paper. Current technology is using offset printing machine to print on single stuff through unattached technology process for four to five times and four to five equipments respectively. Its investment is large and each process has waster. This production equipment relates to rigidity integer seat made of fixed rack and unite plate, and the fixed drive transmission framework, print unit, overturn rack, mirror calendering framework, continuous oil printing framework, contraposition framework, mould cutting framework, gathering framework, double positions roll putting framework without pause. The equipment realizes the on line production without pause to increase production efficiency with easy process, and finish in one time with high ratio of finished product. The work intension of worker is low and save raw and processed materials to realize production in large.

The invention provides a business process management support method, which includes the steps of selecting a workflow engine, encapsulating the interface of the workflow engine, defining the WEB process, and managing the WEB process. Through the integration of workflow, the present invention solves the increase of IT cost caused by the change of workflow engine, can effectively improve enterprise operation efficiency, improve enterprise resource utilization, protect enterprise IT investment, concentrate on processing core business, and popular workflow engine Keep synchronization, optimize and rationally utilize resources, reduce the running-in between the workflow engine and the enterprise, and improve its ease of use.

A method and apparatus for evaluating an impact of enterprise investment agreement provisions on payoffs to equity holders, including investors and entrepreneurs. An investment agreement evaluator comprises a data collector, analyzer and report generator. One embodiment evaluates the impact of Venture Capital term sheet provisions. The data collector gathers information which includes term sheet provisions, enterprise forecasts and market forecasts. The analyzer determines the probability distribution for future payoffs to equity holders and estimates the current market value of equity held by equity holders. The report generator presents the evaluator results. Another embodiment analyzes definitive VC investment agreements. Other embodiments are described and shown through the use of the evaluator, entrepreneurs increasing their effectiveness in negotiating VC deals, VC attorneys expanding value-added services and increasing customer satisfaction. Venture Capitalists using the elevator increase returns for their investment portfolio.

Disclosed are a method of and system for providing a view of a transformation program. The method comprises the steps of providing an integrated and end-to-end set of processes, analytic tools, and reports that provide an information technology team with a comprehensive view of an information technology transformation; and using said set of processes, analytic tools and reports to provide a visibility to make objective business decisions about issues, including technology and activity and resource allocation. The preferred embodiment of the invention may be used in a number of specific situations. For example, the invention may be used in the implementation of IT investments, which are implemented in the course of an Annual Plan.

A system and a method of evaluating information technology (IT) infrastructure. The evaluation method may include receiving a value of an IT infrastructure parameter, for example, a value of a data protection parameter, a value of service availability parameter and/or a value of the IT investment parameter, for a first IT infrastructure. A business profile associated with a user of said first IT infrastructure may be received and a plurality of IT infrastructures associated with said received business profile may be identified. For each of said identified plurality of IT infrastructures representative values of IT infrastructure parameter may further be identified. The evaluation may include comparing said received value with said representative values.

The present invention includes a method and system implemented using a general-purpose computer known as Security Pricing System that generates target price and price indicators for traded securities such as stocks, bonds, and related indices, composites and derivative instruments. The method includes receiving historical data and optional forward-looking projected data related to securities, developing a security pricing model, and creating a security pricing tool that utilizes received historical data and the developed security pricing model to generate target price and price indicators. The target price can be used to evaluate expected gain/loss from holding a position in a security through comparison with current bid/ask prices. Price indicators such as price channel, divergence, support level, velocity, and momentum provide additional insight regarding the price spread and appreciation potential, direction and intensity of price movement, and investor sentiment. Price indicators can be used to identify, evaluate, analyze, and derive other conclusions or recommendations regarding security price and its investment potential. The system optionally includes a decision support tool for creating and managing an investment portfolio that uses the method and system of the present invention for defined investment objectives and styles.

System and process for managing an IT infrastructure which collects transaction information on a component basis. The transaction data is used to evaluate the contribution of each component of the system as well as the business value of the service, and for the infrastructure as a whole. The usage data is prepared as reports and used in an IT management workflow model to make decisions about such things as the timing of system upgrades, strategic architectural decisions, timing of sunsetting of service components, both hardware and software, and the return-on-investment (ROI) valuation of IT investments. Component values may be assessed on either a volume (number of transactions) basis, or on the discrete dollar value of the transactions supported by the component.

A system and method of managing tax-deferred retirement accounts that enable the participants to invest in exchange traded funds (ETFs) and to forecast and intelligently plan for their retirement savings needs. The system and method preferably allow each participant to select an asset allocation model pursuant to which their investments will be managed and periodically rebalance the portfolio of each participant based on the selected asset allocation model.

The invention provides a live broadcast platform APP system, and relates to the technical field of live broadcast APPs. The live broadcast platform APP system includes a main interface; a first main module is arranged at the position, close to the top, of the main interface. A second main module is arranged below the first main module; a third main module is arranged below the second main module;a my image and a search module are arranged above the first main module, and the my image is positioned on the left side of the search module; the first main module comprises road performance classification, my investment and my projects, after the road performance classification is clicked, an industry selection interface pops up, and after the industry is selected, a screen arranges all live broadcast of the selected industry according to the current popularity. Through reasonable planning of the field, the problems of fish and dragon mixing, even low-level interest, disordered source channels and the like of a live broadcast platform are greatly reduced, and the video can be published and uploaded only through real name and industry authentication after user registration.

A licensed electronic investment portfolio management bidding system comprises of a website interface allowing an owner of investment portfolios to list their investment portfolio in a directory or post the investment portfolio in an investment marketplace. Approved financial advisors may submit requests to manage an investment portfolio listed or bid on a listed investment portfolio. The portfolio owner awards management to a financial advisor and transfers ownership of the portfolio to a controlling company which grants access to the awarded financial advisor. The present invention allows an investment portfolio owner to place their investment portfolio up to be competed for by financial advisors.