The invention discloses a hardware
fingerprint scheme for unique binding of a vehicle-mounted terminal and a vehicle
physical entity, and the scheme is cooperatively executed by the vehicle-mounted terminal and a
server: the vehicle-mounted terminal applies a preset excitation sequence to a vehicle power network under a controlled excitation condition and collects
voltage and / or current response; extracting
impedance spectrum characteristics or
time domain impulse response characteristics based on the response signals, and generating stable PUF fingerprints or derived keys in combination with environment compensation, aging compensation and a
fuzzy extractor; the vehicle-mounted terminal triggers the security component to execute integrity protection operation on the
fingerprint commitment value, the challenge random number and the window identifier to generate a PUF proof and report the PUF proof to the
server, wherein the
fingerprint commitment value is further bound with the monotonic counter reference information and the compensation
version identifier to inhibit parameter
rollback and support long-term drift
processing; the
server verifies the PUF attestation based on challenge-response consistency, threshold determination, and rule version reference, and permits or rejects key business credential generation accordingly. According to the scheme, an adversarial barrier is moved to a hardware-physical characteristic level from a simulatable
software message, the counterfeit and simulator
attack cost is remarkably improved, and the method is suitable for scenes such as high-value vehicle mortgage, financing lease and insurance
risk control.