The invention relates to the technical field of communication, and provides an internet of cards intelligent recharging management method which comprises the following steps of S1, creating an Internet of cards recharging management system applied to an Internet of cards centralized management platform, the Internet of cards recharging management system comprising a system setting module, an Internet of cards state detection module, an Internet of cards configuration module and a recharging payment module; S2, setting the state of each Internet of card as a test period, a silencing period, a charging period, a stop period and a termination period; S3, detecting the current state of each Internet of card in real time by an Internet of cards state detection module, recharging the Internet ofcards according to the states, converting the recharging fee into corresponding flow, and recharging the flow into the Internet of cards; and S4, setting a platform recharging fee payment module andan agent recharging fee payment module in the recharging payment module. The internet of cards intelligent recharging management method solves the problems that the existing Internet of cards cannot effectively plan the card recharging data, so that the cost of selling the Internet of cards by a service provider is too high, and the agent modes of all levels and the benefit distribution managementcannot be generated, and the like.