A value
estimation method for a delegated healthcare model generating a
user interface to receive patient-generated data from multiple sources, transforming this data based on predefined parameters, and training a
predictive analytics model with this data. The model generates baseline ratings for risk, utilization, and
causal inference. Using these baseline ratings, the method predicts distinct risk ratings, healthcare utilization ratings, and causal
impact ratings. A
value creation estimate, indicating per member per month cost adjustment and utilization adjustment, is then generated based on these predictions and predefined parameters. The delegated model is reconciled based on comparing the
value creation estimate to the observed value for the same period of time.