The invention discloses a
mobile payment system. The
mobile payment system comprises a
mobile device terminal, a first
encryption and decryption module, an information collection module, a communication module, a first storage module, a second
encryption and decryption module, a second storage module, a
payment processing module and a
payment notifying module. The
mobile device terminal sends
payment request messages. The first
encryption and decryption module encrypts the payment request message information, decrypts
payment order information and encrypts payment
verification information. The information collection module collects device information to generate
unique user identities. The communication module is used for communication between the
mobile device terminal and a
server side. The first storage module stores the
unique user identities and the device information. The second encryption and decryption module decrypts the payment request messages, encrypts the
payment order information and decrypts the payment
verification information. The second storage module stores payment requests and the
payment order information. The payment
processing module sends the decrypted payment requests, receives the payment order information and receives the decrypted payment
verification information. The payment notifying module receives payment notices. The invention further provides a
mobile payment method. The mobile
payment system and the mobile payment method have the advantages that multiple payment
modes can be connected, and efficiency and safety are improved.