The present invention provides a business method, computer system and software implemented methods that provide for secure and high speed transmission or distribution of media files across a telephone, internet, intranet, satellite, cable or combination network decoupled from digital media file access rights, and a method to avoid digital file sharing or copying without direct or indirect payment of user fees. More particularly, the invention includes the use of a proprietary encryption technique for digital media files, a proprietary reassembly process for digital media files and unique user keys, wherein the access to a digital media file or portion thereof is controlled by the digital media rights of the key or digital media access card, which access may be constrained to a particular machine, a particular user, a particular period of time, or a combination thereof. This method permits peer to peer transmission of information without piracy of the media, such that access can be paid for by a third party or can be paid for by end user, and digital media rights licenses may optionally provide for a transfer of digital media rights for a particular digital media file.