The technical scheme of the invention comprises a
bus card transaction settlement
management system and a method thereof. The
system includes a vehicle-mounted terminal, a
payment medium and a background transaction
system. the vehicle-mounted terminal reads the
payment medium, retrieves the
payment medium in the black-gray
list, then sends a transaction request to the background transaction
system, creates an order; the settlement system modifies the account balance according to the content of the transaction order, sends a
list updating instruction to the card
management system, and sends the updated
list data to the vehicle-mounted terminal. The beneficial effects of the invention are as follows: the paint has good effects; the trouble of recharging a traditional
bus card is saved; Usercan use
mobile phone APP, The
mobile phone mobile terminal application such as a
public account or a small program can complete recharging and know the balance of the online account corresponding tothe
bus card and the bus taking transaction condition in real time, and the black-gray list mechanism reduces the loss caused by the loss of the user card, inconvenience caused by insufficient balancein the card, inconformity between the
card holder and the bus card type and the like.