Methods, apparatuses, and
computer program products are described for presenting an
interactive audio-
visual presentation of transaction documents. A method can include receiving a bill associated with a payor and payee, using a textual
language processor or the like to identify content fields from the bill and assign markups and / or
metadata to content fields, and using the content fields, markups, and / or
metadata to generate an audio-
visual presentation associated with the bill. This audio-
visual presentation can be presented to the payor. The payee may then interact with the audio-visual presentation, for instance by verbal, visual, manual, or textual response. A verbal language
processing engine,
natural language processing engine, audio-visual language
processing engine, or visual-manual language processing engine can be initiated to facilitate interpretation of the payee response and generate a further audio-visual presentation.