The invention discloses a patent technology pledge financing method and system based on block chain, and a computer readable storage medium. The patent technology pledge financing method and system use a built-in algorithm of an oracle machine for judging the life cycle of the patent technology, accurately evaluate the patent technology life cycle value further, evaluation result reliability is high, an existing system storage and conveying structure is abandoned; a more credible operation mode is established through the block chain; all the information is circulated on the block chain network; the problem of inaccurate patent technical value evaluation caused by asymmetry, incompleteness and falseness of information is prevented; according to the method, the lending risk can be effectively controlled, due to the fact that the accuracy of the evaluation result is high, participation of a third-party guarantee institution is abandoned, the process is simplified, manual participation isnot needed in the whole process, and the problems that the patent pledge loan application process is slow and the cost is too high are solved.